... Version: September 2019 1 Form S3 Insurance Intermediary Licence Applicant/Licensee/ Related Person1 of Licence Applicant/Licensee Information on Criminal Record Please complete this Form if you have ever been convicted of a criminal offence or you are the subject of unresolved criminal charges....

... two contracts to consider: (a) one between the agent and the principal; and (b) another quite different one between the principal and the third party. Note: an agency can exist without an agency contract. For example: a child (gratuitous agent) goes to buy a pack of sugar on behalf of his mother...

... between the principal and the third party. Note: an agency can exist without an agency contract. For example: a child (gratuitous agent) goes to buy a pack of sugar on behalf of his mother (principal), with authority to bind the mother in so doing, which is not granted under a contract of agency between...

... disruptions. This evasive and capricious pandemic is posing an arduous test on our resolve and resilience. Although the insurance industry could not be spared from the negative impact of restricted passenger movements and social distancing, we have witnessed some positive responses. Many insurers are revamping...

... and capricious pandemic is posing an arduous test on our resolve and resilience. Although the insurance industry could not be spared from the negative impact of restricted passenger movements and social distancing, we have witnessed some positive responses. Many insurers are revamping their product...

... to our office in Wong Chuk Hang. Although it is quite a distance from the central business districts where most of your offices are situated, I believe you would all appreciate that it is after all not too bad a choice for office location; especially it is a rather peaceful neighbourhood on the Hong...

... and capricious pandemic is posing an arduous test on our resolve and resilience. Although the insurance industry could not be spared from the negative impact of restricted passenger movements and social distancing, we have witnessed some positive responses. Many insurers are revamping their product...

... to our office in Wong Chuk Hang. Although it is quite a distance from the central business districts where most of your offices are situated, I believe you would all appreciate that it is after all not too bad a choice for office location; especially it is a rather peaceful neighbourhood on the Hong...