... insurance policies, the Insurance Authority has the following reply: Insurance policies are private contracts between insurers and policy holders. The Prohibition of Face Covering Regulation made by the Chief Executive in Council under section 2 of the Emergency Regulations Ordinance (Cap. 241...

... transfer tool. Taking out a medical insurance policy allows an insured person to shift responsibility for some of the medical expenses they incur onto an insurer, thus giving that person more choices for the medication and treatment. Furthermore, an efficient medical insurance market also helps to shift...

... Financing Ordinance (Cap. 615) (“AMLO”) and section 133 of the Insurance Ordinance (Cap. 41). Under section 21 of the AMLO, the IA may impose a pecuniary penalty either on its own or together with other disciplinary sanctions on an authorized insurer carrying on long term business, and a licensed individual...

... normally reflects the di�erence in policy coverage and terms. Seek assistance from insurance company or insurance intermediary if needed. Decide on the amount of sum insured carefully. The sum insured for general insurance (e.g. property insurance) should reflect the replacement/reinstatement value of the...

... normally reflects the di�erence in policy coverage and terms. Seek assistance from insurance company or insurance intermediary if needed. Decide on the amount of sum insured carefully. The sum insured for general insurance (e.g. property insurance) should reflect the replacement/reinstatement value of the...

... carries on the business of negotiating or arranging contracts of insurance in or from Hong Kong as the agent of the policy holder or potential policy holder or advising on matters related to insurance. In the above context, a contract of insurance is a contract which contains an element of insurance...

...) of the Anti-Money Laundering and Counter-Terrorist Financing (Financial Institutions) Ordinance (Cap. 615) (“AMLO”) and section 133 of the Insurance Ordinance (Cap. 41). Under section 21 of the AMLO, the IA may impose a pecuniary penalty either on its own or together with other disciplinary sanctions...

... Insurance Authority_leaflet_Eng_20201012 The above information is for reference only. For the coverage, mode of compensation, benefit limit and premium levels of any specific medical insurance plan, please refer to the relevant policy terms. 保險業監管局 Insurance Authority 蓋世保鑑 Insurpedia www.ia.org.hk...

... Insurance Authority_leaflet_Eng_20201012 The above information is for reference only. For the coverage, mode of compensation, benefit limit and premium levels of any specific medical insurance plan, please refer to the relevant policy terms. 保險業監管局 Insurance Authority 蓋世保鑑 Insurpedia www.ia.org.hk...