... documents are not provided.  Paper application should be submitted to the Market Conduct Division (Licensing) of the IA in person or by post to the IA’s office at 19/F., 41 Heung Yip Road, Wong Chuk Hang, HK.  Licence application fee is waived for the first five years from commencement of the new...

..." means the Insurance Authority appointed under Section 4 of the Insurance Companies Ordinance. "Insurance Brokerage Income" means brokerage or fee income derived from advising on or arranging any contract which contains an element of insurance, irrespective of the extent of such insurance element....