... all vital information which may affect his decision to enter into the contract, or may affect the terms on which he would enter into the contract. For example, if only after you have boarded a double-decker and paid the fare do you find that no seats on it are vacant, you will have no grounds for...

... statutory 14 regulations and rules), cross-checking of documents, dual control of assets and double signatures on certain documents, etc., to ensure checks and balances within the company. Allocation of responsibilities and authority, as well as the reporting line should be clear and well defined. (b) To...

... computation of household expenditure, for those families living in their own flats, the mortgage is deducted as it is assumed that any outstanding mortgage is repaid immediately after the death of the breadwinner. This refinement helps to avoid double-counting in the calculation of money required to maintain...

... statutory 14 regulations and rules), cross-checking of documents, dual control of assets and double signatures on certain documents, etc., to ensure checks and balances within the company. Allocation of responsibilities and authority, as well as the reporting line should be clear and well defined. (b) To...

... computation of household expenditure, for those families living in their own flats, the mortgage is deducted as it is assumed that any outstanding mortgage is repaid immediately after the death of the breadwinner. This refinement helps to avoid double-counting in the calculation of money required to maintain...

... into the contract. For example, if only after you have boarded a double-decker and paid the fare do you find that no seats on it are vacant, you will have no grounds for complaint. In technical terms, you are not entitled, in such circumstances, to avoid your contract with the bus company for its...

... true. However, it is not their responsibility to ensure that the other party obtains all vital information which may affect his decision to enter into the contract, or may affect the terms on which he would enter into the contract. For example, if only after you have boarded a double-decker and paid the...

... all vital information which may affect his decision to enter into the contract, or may affect the terms on which he would enter into the contract. For example, if only after you have boarded a double-decker and paid the fare do you find that no seats on it are vacant, you will have no grounds for...

... Insurance Intermediaries Quality Assurance Scheme Principles and Practice of Insurance Examination Study Notes 2017 Edition 1 Study Notes for Principles and Practice of Insurance Examination Update Renaming of The Insurance Claims Complaints Bureau The Insurance Claims Complaints Bureau (‘ICCB’) ha...

... Draft Guideline on Enterprise Risk Management GUIDELINE ON ENTERPRISE RISK MANAGEMENT Insurance Authority Table of Contents Page 1. Introduction 1 2. Application 2 3. Overview of Enterprise Risk Management (ERM) Framework and General Requirements 4 4. Governance 7 5. Risk Appetite Statement 10 6. E...