... required supporting documents by the deadline (e.g. within 21 to 30 days after your return to Hong Kong), as stated in the policy. Notes on purchasing travel insurance when joining a package tour through a travel agent When joining a package tour, some travel agents...

... renew its EC insurance cover. The insurer issued an EC insurance cover but it was only effective from 2 July 2020, which meant the client was left uninsured for 21 days from 10 June 2020 to 1 July 2020. The client was charged for contravening section 40 of the Employees’ Compensation...

... by The Hong Kong Federation of Insurers.) If you consider the life insurance policy not suitable, you have the right to cancel it within the “cooling-o� period” and obtain a full refund of the insurance premium paid (less a market value adjustment where applicable). The “cooling-o� period” is 21 days...

... and ask the customer if they meet the definition  Shift obligation to their customers – not an acceptable practice  Customer may not be able to determine if they are indeed a PEP 21 PEPs  When suspicious transactions/activities are identified, a suspicious transaction report (“STR”) should be...

... insurance policy is a type of annuity insurance policy which has an accumulation phase and an annuitization phase. During the accumulation phase, the policy holder pays premiums regularly over a period of time which is then (usually) followed by a deferral period to allow the paid up sum to grow through...

... insurance policy is a type of annuity insurance policy which has an accumulation phase and an annuitization phase. During the accumulation phase, the policy holder pays premiums regularly over a period of time which is then (usually) followed by a deferral period to allow the paid up sum to grow through...

... activities which the company proposes to carry out in Hong Kong. 21. The nature of the commitments which the company proposes to take on in Hong Kong (including establishment of its own office (in the case of a non-Hong Kong company, its own branch office) as its place of business in Hong Kong, and give...

... activities which the company proposes to carry out in Hong Kong. 21. The nature of the commitments which the company proposes to take on in Hong Kong (including establishment of its own office (in the case of a non-Hong Kong company, its own branch office) as its place of business in Hong Kong, and give...

... activities which the company proposes to carry out in Hong Kong. 21. The nature of the commitments which the company proposes to take on in Hong Kong (including establishment of its own office (in the case of a non-Hong Kong company, its own branch office) as its place of business in Hong Kong, and give...

... Relative Weight 1 12% 2 16% 3 30% 4 9% 5 5% 6 21% 7 7% Total 100% 1 RISK AND INSURANCE 1.1 CONCEPT OF RISK 1.1.1 Meaning of Risk There have been many attempts to define ‘risk’. Probably, to most of us, ‘risk’ contains a suggestion of loss or danger. We may therefore define it as ‘uncertainty concerning a...