... assets are sufficient to meet your financial needs for five years, you may need a QDAP with only a 15-year annuity period. The QDAP is a long-term insurance product. Early surrender or termination of the policy may incur a financial loss. Assuming the same total premiums, if your liquidity is...

... Insurance Ordinance (Cap. 41) (the "Ordinance") Insurance (Determination of Long Term Liabilities) Rules (Cap. 41E), Rule 8(7)(a) 23 March 2020 By Email Only Our Ref: INS/TEC/13/18 V To: Appointed Actuaries of Authorized Long Term And Composite Insurers in Hong Kong Dear Sirs, Insurance Ordinance...

... Insurance Ordinance (Cap. 41) (the "Ordinance") Insurance (Determination of Long Term Liabilities) Rules (Cap. 41E), Rule 8(7)(a) 23 March 2020 By Email Only Our Ref: INS/TEC/13/18 V To: Appointed Actuaries of Authorized Long Term And Composite Insurers in Hong Kong Dear Sirs, Insurance Ordinance...

... insurer on matters of policy maintenance or premium payment of a life insurance policy held by the applicant; (7) Correspondence from a general insurer on matters of policy maintenance or premium payment of a home insurance policy held by the applicant; (8) Correspondence from a recognized tertiary...

... Notification are COMPLETE, TRUE and CORRECT. • I understand that giving false or misleading information in support of this Notification is an offence under section 64ZZE of the Insurance Ordinance. • I understand that the Insurance Authority (“IA”) may take criminal and/or disciplinary action against a person...