... the Hong Kong life insurance market in 2019. IV. Defining the mortality protection gap On a separate note, to achieve a more accurate estimation, the life insurance premiums generated by MCVs 15 are excluded in the rest of this report, and in the calculation of MPG in Hong Kong. 10 In addition to...

... (rather than a new product). Only change in product feature (e.g. premium term and/or frequency of coupon / bonus) is considered as new product. - 3 - Q 10. For current products, does it mean that the requirements of GN16 are not applicable until 1 January 2017? A 10. No. The additional leeway provided...

... Insurance Policy i. Entire Contract Provision ii. Incontestability Provision iii Grace Period iv. Beneficiary Designation v. Nonforfeiture Benefits vi. Policy Loan vii. Reinstatement viii. Misstatement of Age or Sex ix. Assignment P 3 of 4 x. Dividend Options xi. Settlement Options xii. Suicide Exclusion V....

... policy, adjustment of premium, underwriting decision, or matters related to the management of the insurer, etc.) Representation of Information 18% Claims 15% Conduct 29% Business or Operations 18% Services 15% Insurance Intermediary against Insurer 4% Others 1% (a) (f) Total: 1,292 (b) (c) (d) (e) (e...

... .............................................................................. 14 9. Complaints Handling .......................................................................... 15 10. Proper Handling of Customers’ Personal Data .................................. 16 11. Voluntary Health Insurance Scheme-Compliant Policies .................. 17 12. Commencement...

... .............................................................................. 14 9. Complaints Handling .......................................................................... 15 10. Proper Handling of Customers’ Personal Data .................................. 16 11. Voluntary Health Insurance Scheme-Compliant Policies .................. 17 12. Commencement...

... .............................................................................. 14 9. Complaints Handling .......................................................................... 15 10. Proper Handling of Customers’ Personal Data .................................. 16 11. Voluntary Health Insurance Scheme-Compliant Policies .................. 17 12. Commencement...

...保監局的網站內可供下載(包括英文及中文版本)。 本局亦希望在此提醒個人持牌人士及其委任主事人（即其委任獲授權保險人、持 牌保險代理機構及持牌保險經紀公司）就2019年9月23日至2021年7月31日的持續 專業培訓評核期即將屆滿的匯報期限。 • 遞交《持續專業培訓聲明書 – 個人持牌人士向其委任主事人遞交其已填 妥的《持續專業培訓聲明書》的期限為2021年9月30日。 • 適用於個人持牌人士的寬限期 – 如個人持牌人士截至2021年7月31日所 尚欠的持續專業培訓時數不多於50%，則可於2021年10月31日或之前補回 尚欠時數，以避免遭受懲罰。同樣地，如個人持牌人士截至2021年7月31 日所尚...

... 368,899 11,057 15,561,739 11,398,147 American Family Life American Family Life 31-12-19 - - - - 亞洲保險 Asia Insurance 31-12-19 - - - - 忠意保險 Generali 31-12-19 - - - 26 安盛保險（百慕達） AXA China (Bermuda) 31-12-19 81,554 317 3,210,255 840,963 安盛金融 AXA China (HK) 31-12-19 - - 152 - AXA Life AXA Life 31-12-19...