..., fraudulent or unethical means). Representation of Information – refers to complaints relating to the presentation of an insurance product’s features, policy terms and conditions, premium payment terms or returns on investment, dividend or bonus shown on benefit illustrations, etc. Claims – refers to...

..., fraudulent or unethical means). Representation of Information – refers to complaints relating to the presentation of an insurance product’s features, policy terms and conditions, premium payment terms or returns on investment, dividend or bonus shown on benefit illustrations, etc. Claims – refers to...

... unless the insurer has established and maintained an Unearned Premium Reserve, a Provision for Claims Outstanding (including claims incurred but not reported (“IBNR”)) and a Contingency Reserve in the manner set out in paragraphs 4.2 to 4.6 below respectively. Unearned Premium Reserve (“UPR”) 4.2. Since...

... Annex - Key Findings of the Joint Inspection on the Use of Premium Financing to Take Out Long Term Insurance Policies in Hong Kong i Annex Key findings of the joint inspection of the Insurance Authority and the Hong Kong Monetary Authority on the use of premium financing to take out long term...

... covered by any existing Long Term Insurance policies that are in force, paid-up, suspended, under premium holiday or with contribution at a reduced amount, the Members should first assess and formulate an advice to the clients on the appropriate options to their existing insurance portfolios to satisfy...

... covers the loss of household possessions and third-party liability for policyholders and their household members. What factors determine home insurance premiums? In general, the home insurance premium is determined by the gross floor area of a residential flat and building age....

... insurer in relation to any optional product features, which the policy holder may elect from time to time under his/her life insurance policy (such as premium holiday, partial surrender, top-up, premium offset option, policy loan etc.). 2.2 Unless otherwise specified, words and expressions used in this...

... insurer in relation to any optional product features, which the policy holder may elect from time to time under his/her life insurance policy (such as premium holiday, partial surrender, top-up, premium offset option, policy loan etc.). 2.2 Unless otherwise specified, words and expressions used in this...

... insurer in relation to any optional product features, which the policy holder may elect from time to time under his/her life insurance policy (such as premium holiday, partial surrender, top-up, premium offset option, policy loan etc.). 2.2 Unless otherwise specified, words and expressions used in this...

... VTC Insurance Summit Evolving landscape of the Insurance Industry in Hong Kong Mr. Clement Cheung Chief Executive Officer Insurance Authority of Hong Kong 8 October 2018 1) Market Overview Market Overview Long Term Business – In-force Premium * Based on provisional figures -10.0% -5.0% 0.0% 5.0...