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⏭... stability and enhance consumer protection. One of them is the development of a Risk-based Capital Regime to align insurers’ capital requirements with the risks they bear. Another is the introduction of a Policy Holders’ Protection Scheme to provide a safety net for policy holders in the event of...
https://www.ia.org.hk/english/infocenter/press_releases/insurance_authority-publishes_annual_report_2016_17.html -
Date: 2017-11-22
... Risk-based Capital Regime (RBC) RBC will enhance risk management capability and capacity of insurers and protect policy holders’ interests Risk Sensitive Approach Maintain Global Competitiveness Improve Protection for Policy Holders 4 Yield versus Risk 5 Investment managers should exercise due care and...
https://www.ia.org.hk/english/infocenter/files/The_5th_Asia_Investment_Management_Summit_for_Insurance.pdf -
Date: 2020-06-12
... Qualifying Deferred Annuity Policies (QDAP); Voluntary Health Insurance Scheme (VHIS) products; and Refundable policies without a substantial savings component, or renewable policies without a cash value that provide insurance protection (such as hospital cash, medical, critical illness, personal accident...
https://www.ia.org.hk/english/infocenter/files/Digital_onboarding_1_en.pdf -
Date: 2022-05-24
... insurance is generally divided into two protection plans: a single-trip plan or an annual plan for multiple trips. You should estimate your travel frequency in the coming year before deciding which insurance plan to purchase. A single-trip plan covers one trip (the period covered is generally within 90 or...
https://www.ia.org.hk/english/travel_insurance/points_to_note_of_buying_travel_insurance_and_making_claims.html -
Date: 2024-01-18
[HTML]
Introduction
... savings element. It provides policyholders with life protection, as well as non-guaranteed benefits by distributing dividends or bonuses, which allow policyholders to share the product profits. Non-guaranteed benefits (also known as dividends or bonuses) are not guaranteed to be paid by...
https://www.ia.org.hk/english/participating_policy/index.html -
Date: 2024-01-18
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https://www.ia.org.hk/english/infocenter/files/Mortality_Protection_Gap_Report_eng.pdf -
Date: 2024-01-18
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https://www.ia.org.hk/english/infocenter/files/Small_Levy_Big_Protection_EN.pdf -
Date: 2024-01-18
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https://www.ia.org.hk/english/infocenter/files/Mortality_Protection_Gap_Report_eng.pdf -
Date: 2024-02-09
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https://www.ia.org.hk/english/infocenter/files/Small_Levy_Big_Protection_EN.pdf -
Date: 2024-02-09
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https://www.ia.org.hk/english/infocenter/files/Mortality_Protection_Gap_Report_eng.pdf -
Date: 2024-02-09