... (“IA”) has the responsibility of ensuring that an authorized insurer is able to meet its liabilities or fulfil the reasonable expectations of policy holders. Adequacy of the reserves set aside by an authorized insurer for payment of future claims is an important factor affecting the insurer’s ability...

... premature death. About the Study One of the statutory functions borne by the Insurance Authority ("IA") is to promote under- standing by policyholders and potential policy- holders of insurance products and the insurance industry. For this reason, a dedicated team has been set up to conduct policy research...

... premature death. About the Study One of the statutory functions borne by the Insurance Authority ("IA") is to promote under- standing by policyholders and potential policy- holders of insurance products and the insurance industry. For this reason, a dedicated team has been set up to conduct policy research...

... June 2021 0.0026% From 26 June 2021 to 25 June 2022 0.0031% From 26 June 2022 to 25 June 2023 and each subsequent period of 1 year from 26 June 0.0039% 11. Examples on calculation of variable fee payable are set out in Annex D for reference. PAYMENT OF ANNUAL AUTHORIZATION FEE 12. Payment of the annual...

... June 2021 0.0026% From 26 June 2021 to 25 June 2022 0.0031% From 26 June 2022 to 25 June 2023 and each subsequent period of 1 year from 26 June 0.0039% 11. Examples on calculation of variable fee payable are set out in Annex D for reference. PAYMENT OF ANNUAL AUTHORIZATION FEE 12. Payment of the annual...

...% 11. Examples on calculation of variable fee payable are set out in Annex D for reference. PAYMENT OF ANNUAL AUTHORIZATION FEE 12. Payment of the annual authorization fee should be made by a Hong Kong dollar cheque, bank draft or bank transfer payable to “Insurance Authority” before the insurer’s...

... amount of premium payable for the product.    In providing any of the permitted gifts, promotions or incentives set out in paragraph  6.1  to an  insurance broker, Member Companies should ensure  they do not create a  conflict of interest in the duty that the insurance broker owes to the policyholder (or...

... replacement： a) You could be paying the policy set-up cost TWICE – the set-up cost is usually two years premiums or 10% of single premium of the basic life insurance policy replaced/to be replaced (This is for reference only; the Agent/Broker should advise you of the estimated loss for this replacement...

... replacement： a) You could be paying the policy set-up cost TWICE – the set-up cost is usually two years premiums or 10% of single premium of the basic life insurance policy replaced/to be replaced (This is for reference only; the Agent/Broker should advise you of the estimated loss for this replacement...