... *371446401341204Filed by Insurance Sector 1 – 1.46% 37,188 2014 32,907 2013 *30,028 *2015 (Jan- Sep) 23,282 2012 20,287 2011 Annual Total No. of STRs @H on g Ko ng P ol ic e Fo rc e fo r Tr ai ni ng P ur po se O nl y 香 港 警 務 處 版 權 所 有 只 作 培 訓 用 途 To Report, Or Not to Report ©Hong Kong Police Force香港警務處版權所有 @H on g Ko...

... *371446401341204Filed by Insurance Sector 1 – 1.46% 37,188 2014 32,907 2013 *30,028 *2015 (Jan- Sep) 23,282 2012 20,287 2011 Annual Total No. of STRs @H on g Ko ng P ol ic e Fo rc e fo r Tr ai ni ng P ur po se O nl y 香 港 警 務 處 版 權 所 有 只 作 培 訓 用 途 To Report, Or Not to Report ©Hong Kong Police Force香港警務處版權所有 @H on g Ko...

... *371446401341204Filed by Insurance Sector 1 – 1.46% 37,188 2014 32,907 2013 *30,028 *2015 (Jan- Sep) 23,282 2012 20,287 2011 Annual Total No. of STRs @H on g Ko ng P ol ic e Fo rc e fo r Tr ai ni ng P ur po se O nl y 香 港 警 務 處 版 權 所 有 只 作 培 訓 用 途 To Report, Or Not to Report ©Hong Kong Police Force香港警務處版權所有 @H on g Ko...

... insurance policies applied for and taken out by a policyholder. Insurers should review the criteria setting with the view to tightening the specification threshold of obtaining income/assets proof and should implement it on a per person basis as a more effective way to ascertain total risks involved. c...

... 1 Insurance Authority (“IA”) Circular providing interpretation notes (“Circular”) relating to the Guideline on Sale of Investment-Linked Assurance Scheme (“ILAS”) Products The Insurance Authority (“IA”) issues this Circular with the aim of providing further guidance to authorized insurers and licen...

... 1 Insurance Authority (“IA”) Circular providing interpretation notes (“Circular”) relating to the Guideline on Sale of Investment-Linked Assurance Scheme (“ILAS”) Products The Insurance Authority (“IA”) issues this Circular with the aim of providing further guidance to authorized insurers and licen...

... 1 Insurance Authority (“IA”) Circular providing interpretation notes (“Circular”) relating to the Guideline on Sale of Investment-Linked Assurance Scheme (“ILAS”) Products The Insurance Authority (“IA”) issues this Circular with the aim of providing further guidance to authorized insurers and licen...

... Relative Weight 1 12% 2 16% 3 30% 4 9% 5 5% 6 21% 7 7% Total 100% 1 RISK AND INSURANCE 1.1 CONCEPT OF RISK 1.1.1 Meaning of Risk There have been many attempts to define ‘risk’. Probably, to most of us, ‘risk’ contains a suggestion of loss or danger. We may therefore define it as ‘uncertainty concerning a...

... Chapters should be studied carefully, but the following table indicates areas of particular importance: Chapter Relative Weight 1 12% 2 16% 3 30% 4 9% 5 5% 6 21% 7 7% Total 100% 1/1 1 RISK AND INSURANCE 1.1 CONCEPT OF RISK 1.1.1 Meaning of Risk There have been many attempts to define ‘risk’. Probably, to...

... Kong has a flourishing life insurance market. In 2014, there were more than 11 million life insurance policies in force and the total insurance cover was worth more than $4,700 billion, with the overall insurance density 3 at more than $40,000 and an insurance penetration rate4 of 14.2%, which ranked...