... Process Q 5 Paragraph 6.3 of the Guideline states that authorized insurers, licensed insurance agencies and licensed insurance broker companies may develop their own form of RPQ, subject to such RPQ conforming with the objectives, standards and practices in the Guideline. Are there any specific...

...……………………... 1 4. Actuarial Review Report…………………………………. 2 5. Certification of the Actuarial Opinion……………………. 6 6. The Actuary……………………………………….. …….. 6 7. Commencement of the Actuarial Review Requirement …. 7 8. Submission of the Actuarial Review Report and Certificate………………………………………………… 7 9. Commencement...

...影響的觸發事件 5時進行有關評估。 新產品、新經營方法及使用新科技 2.10 保險機構應識別及評估因以下情況而可能產生的洗錢及 恐怖分子資金籌集風險： (a) 開發新產品及新經營方法，包括新的交付 /分銷機 制；及 (b) 就新產品及既有產品使用新的或開發中的科技。 2.11 保險機構在推出新產品、新經營方法或使用新的或發展 中的科技前，應事先作出風險評估，並應採取適當措施 管理及緩減所識別的風險。 客戶風險評估 2.12 保險機構應評估擬建立的業務關係涉及的洗錢及恐怖分 子資金籌集風險，這類評估一般稱為客戶風險評估。在 盡職審查程序初期所作的評估，將決定需採取何種程度 的盡職審查措施 6。即是說...

...充足的洗錢及恐怖分子資金籌集風險分 析，支持低風險的評估結果。 4.10.5 保險機構應根據所識別的較低洗錢及恐怖分子資金籌集 風險因素，採取與洗錢及恐怖分子資金籌集風險性質及 水平相稱的簡化審查措施。 附表2第5(1)條 4.10.6 即使保險機構採取簡化審查措施，仍須按照附表2第5條 及本指引第5章所載持續監察其業務關係 (即進行持續盡 職審查及交易監察)。 4.10.7 可能涉及較低風險因素33的例子包括： 33 保險機構在評估某項業務關係的洗錢及恐怖分子資金籌集風險時，應全面考慮一系列因素。 32 (a) 客戶風險因素： (i) 在香港或對等司法管轄區的政府機構或公共機 構34； (ii...

... competition and innovation well so as to regulate smart, not to regulate hard. 6. As some of you with background in economics will know, if competition is effective in ensuring parties to behave fairly and properly there is no need for legislation and regulation. And innovation often brings about disruptive...

... competition and innovation well so as to regulate smart, not to regulate hard. 6. As some of you with background in economics will know, if competition is effective in ensuring parties to behave fairly and properly there is no need for legislation and regulation. And innovation often brings about disruptive...

... competition and innovation well so as to regulate smart, not to regulate hard. 6. As some of you with background in economics will know, if competition is effective in ensuring parties to behave fairly and properly there is no need for legislation and regulation. And innovation often brings about disruptive...

... of Breach of Utmost Good Faith 3.2.6 Remedies for Breach of Utmost Good Faith 3.3 Proximate Cause 3/7 3.3.1 Meaning and Importance of the Principle 3.3.2 Types of Peril 3.3.3 Application of the Principle 3.3.4 Policy Modification of the Principle 3.4 Indemnity 3/10 3.4.1 Definition 3.4.2 Implications...

... million.  The requirements for disclosure of insurance premiums receivable, referral income and referral expenses in the audited financial statements of insurance broker companies will be set aside. 6. In response to the HKICPA’s feedback, we have also made modifications to the draft Rules to ensure the...

... million.  The requirements for disclosure of insurance premiums receivable, referral income and referral expenses in the audited financial statements of insurance broker companies will be set aside. 6. In response to the HKICPA’s feedback, we have also made modifications to the draft Rules to ensure the...