... after the point of sale; (c) reducing the risk of sales which are not appropriate to customers’ needs; (d) ensuring that any advice given is of a high quality; and 3 (e) managing the reasonable expectations of customers. 3.4 This Guideline aims to set out the proper standards of conduct and business...

... functions. They will consider requests from one another seriously and reply without undue delay. 3. Signatory Authorities rely on each other’s compliance with the strict confidentiality regime as set out in Art. 5 and Annex B which each of them has confirmed and evidenced before acceding to the MMoU. 4....

... functions. They will consider requests from one another seriously and reply without undue delay. 3. Signatory Authorities rely on each other’s compliance with the strict confidentiality regime as set out in Art. 5 and Annex B which each of them has confirmed and evidenced before acceding to the MMoU. 4....

... functions. They will consider requests from one another seriously and reply without undue delay. 3. Signatory Authorities rely on each other’s compliance with the strict confidentiality regime as set out in Art. 5 and Annex B which each of them has confirmed and evidenced before acceding to the MMoU. 4....

... functions. They will consider requests from one another seriously and reply without undue delay. 3. Signatory Authorities rely on each other’s compliance with the strict confidentiality regime as set out in Art. 5 and Annex B which each of them has confirmed and evidenced before acceding to the MMoU. 4....

..., have reached the following understanding: I. Definitions 2. For the purposes of this Memorandum, the terms set out below have the assigned meanings unless the context requires otherwise: (a) “Authority” means: (i) For the Hong Kong Special Administrative Region, the Insurance Authority (IA) (ii) For...

..., have reached the following understanding: I. Definitions 2. For the purposes of this Memorandum, the terms set out below have the assigned meanings unless the context requires otherwise: (a) “Authority” means: (i) For the Hong Kong Special Administrative Region, the Insurance Authority (IA) (ii) For...

..., have reached the following understanding: I. Definitions 2. For the purposes of this Memorandum, the terms set out below have the assigned meanings unless the context requires otherwise: (a) “Authority” means: (i) For the Hong Kong Special Administrative Region, the Insurance Authority (IA) (ii) For...

..., have reached the following understanding: I. Definitions 2. For the purposes of this Memorandum, the terms set out below have the assigned meanings unless the context requires otherwise: (a) “Authority” means: (i) For the Hong Kong Special Administrative Region, the Insurance Authority (IA) (ii) For...

... development of this set of Regulations is in response to the landmark judgment of the Hobbins case in early 2012, that the Confederation has sought legal advice on the appropriate course of action. Professional Insurance Brokers Association (“PIBA”) and the Hong Kong Federation of Insurers (“HKFI”) have taken...