... four alternatives. These we may call Type ‘A’ Questions. A selection of the questions (probably between 10% and 15%) will be slightly more complex, but again involving a choice between four alternatives. These we may call Type ‘B’ Questions. Examples of each are shown below. Type ‘A’ Questions 1 Risk...

... professional insurance intermediary to have a working knowledge of the various products. It must be noted that insurers generally differ from each other in the policy wording and terms adopted for the same type of insurance. In these notes, therefore, we shall present what may be considered a representative...

... (booking a singer for a concert, a professional sportsperson, etc.), that person's death may cause the other contracting party to suffer financially. That potential loss is insurable. Note: This heading would include a type of life insurance known as Key Person Life Insurance (or Key Employee Life...

... straightforward, involving a simple choice from four alternatives. These we may call Type ‘A’ Questions. A selection of the questions (probably between 10% and 15%) will be slightly more complex, but again involving a choice between four alternatives. These we may call Type ‘B’ Questions. Examples of each are...

... 個人人壽及年金(非投資相連) 32,453 45,601 -28.8% Individual Life and Annuity (Non-Linked) 個人人壽及年金(投資相連) 2,481 2,646 -6.2% Individual Life and Annuity (Linked) 其他個人業務 23 50 -54.0% Other Individual Business 非退休計劃團體業務 128 81 58.0% Non-Retirement Scheme Group Business 總額(不包括退休計劃) 35,085 48,378 -27.5% Total (exclude...

... ,855 （2.1%） - 8 4 . 6 % 保單總數 Total no. of policies 27,881 （100%） 283,949 （100%） - 9 0 . 2 % 新造保單保費（單位：百萬港元） New office premiums (in million HKD) 保單類型 Types of policies 二零二零年一月至九月 Jan – Sep 2020 二零一九年一月至九月 Jan – Sep 2019 變動 Change 終身壽險 Whole Li fe 2 ,958 （45.5%） 19,624 （54.5%） - 8 4 . 9 % 儲蓄壽險 Endo...

... ,855 （2.1%） - 8 4 . 6 % 保單總數 Total no. of policies 27,881 （100%） 283,949 （100%） - 9 0 . 2 % 新造保單保費（單位：百萬港元） New office premiums (in million HKD) 保單類型 Types of policies 二零二零年一月至九月 Jan – Sep 2020 二零一九年一月至九月 Jan – Sep 2019 變動 Change 終身壽險 Whole Li fe 2 ,958 （45.5%） 19,624 （54.5%） - 8 4 . 9 % 儲蓄壽險 Endo...

... 個人人壽及年金(非投資相連) 32,453 45,601 -28.8% Individual Life and Annuity (Non-Linked) 個人人壽及年金(投資相連) 2,481 2,646 -6.2% Individual Life and Annuity (Linked) 其他個人業務 23 50 -54.0% Other Individual Business 非退休計劃團體業務 128 81 58.0% Non-Retirement Scheme Group Business 總額(不包括退休計劃) 35,085 48,378 -27.5% Total (exclude...

... to inspect based a risk-based approach. This approach takes into account numerous quantitative and qualitative factors such as: type of business being carried on (long-term business is deemed higher risk than general business, in terms of regulatory requirements that need to be complied with...