.../considerations.) (2) Cooling-off Period: You have the right to cancel this ILAS policy and get back your original investments (subject to market value adjustment) within the cooling-off period, which is the period of 21 calendar days immediately following either the day of delivery of (i) the policy; or (ii) the...

... before taking out an ILAS product"  What am I buying?  我付出的錢用來買甚麼? Bullet point 2 –  第二點– Part of the premiums are allocated to a policy account, the value of  which will be determined by reference to the value of the selected  investment  options,;  the  remaining  part  will  pay  the  cost  of...

...  determine  if  a  rider  application  (including  top‐up  or  rider  added  after  policy issuance) needs to be companied by an FNA form?  A  1. Treatment for riders should follow the requirement as if it is a basic plan.          Q  2. Please provide  a definition of  'top‐ups',  in particular whether...

... is the lower of: $1,000 x 12 x 0.04% = $4.8 ; or the $2,000 cap for general insurance policies. Property Insurance Policy Inception Date 1 Jan 2018 Total levy payable from Jan to Dec 2018 $1,000/month $ 4.8 Life Insurance Policy Inception Date 1 Jan 2017 Levy payable when paying his premium on 1 Jan...

... is the lower of: $1,000 x 12 x 0.04% = $4.8 ; or the $2,000 cap for general insurance policies. Property Insurance Policy Inception Date 1 Jan 2018 Total levy payable from Jan to Dec 2018 $1,000/month $ 4.8 Life Insurance Policy Inception Date 1 Jan 2017 Levy payable when paying his premium on 1 Jan...

... customers have taken up the top-up option. Q2 Referring to paragraph 4.2 of the Guideline, please clarify if there is any minimum requirement to classify a product as having refundable feature. For example, does a product refunding 30% (or even smaller) of total premium paid fall into the scope? 2 A2...

... customers have taken up the top-up option. Q2 Referring to paragraph 4.2 of the Guideline, please clarify if there is any minimum requirement to classify a product as having refundable feature. For example, does a product refunding 30% (or even smaller) of total premium paid fall into the scope? 2 A2...

... insurer. 香港一般保險業務 Hong Kong general insurance business 指： means: 附錄 2 詞語的定義 Appendix 2 Definition of Terms 附錄 2 詞語的定義 Appendix 2 Definition of Terms a) 任何屬一般保險業務的直接業務或臨時再保險業務，而所涉及的風險是在香港承保 的，換言之： a) any direct business or facultative reinsurance business, being general insurance business, in relation to...

... insurer. 香港㇐般保險業務 Hong Kong general insurance business 指： means: 附錄 2 詞語的定義 Appendix 2 Definition of Terms 附錄 2 詞語的定義 Appendix 2 Definition of Terms a) 任何屬㇐般保險業務的直接業務或臨時再保險業務，而所涉及的風險是在 香港承保的，換言之： a) any direct business or facultative reinsurance business, being general insurance business, in relation to...

... insurer. 香港㇐般保險業務 Hong Kong general insurance business 指： means: 附錄 2 詞語的定義 Appendix 2 Definition of Terms 附錄 2 詞語的定義 Appendix 2 Definition of Terms a) 任何屬㇐般保險業務的直接業務或臨時再保險業務，而所涉及的風險是在 香港承保的，換言之： a) any direct business or facultative reinsurance business, being general insurance business, in relation to...