... required, the more significant the leverage would be. While taking full advantage of the potential benefits of premium financing, policy holders should not overlook the potential financial risks posed by leveraged borrowing and the adverse impact of assigning the policy to the financial...

... yet received full settlement of their claims? ☐ Yes ☐ No 6. Have you ever been a controller, director or partner of another business entity in Hong Kong or elsewhere#, which, (a) with the consent or connivance of, or because of the neglect or omission by you, failed to comply with any requirements...

... internal STRs of an insurer that the rationale for not reporting the case to the Joint Financial Intelligence Unit (“JFIU”) was not set out. In another instance, an insurer did not keep a full record of all disclosures (i.e. STRs) made to JFIU. It is vital for MLROs to keep proper records of their...

... assume that all premiums are paid in full when due. You should refer to your intermediary or the company for more information or, if appropriate, a more detailed proposal. [optional] (ii) The amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to...

... Sub-Committee The Membership Sub-Committee of the Association shall have the responsibility to grant full membership of the Association in accordance with the regulations. The Sub-Committee shall have the responsibility to add new provisions under these regulations and make amendments from time to time. 7....

... Consultation Conclusions that follow demonstrates the full extent to which the feedback has been taken on board. These Consultation Conclusions however do not comprehensively cover all the consultation submissions received. Rather they highlight the major issues raised in the feedback and the IA’s responses to...

... Consultation Conclusions that follow demonstrates the full extent to which the feedback has been taken on board. These Consultation Conclusions however do not comprehensively cover all the consultation submissions received. Rather they highlight the major issues raised in the feedback and the IA’s responses to...

... Study Notes for the Investment-linked Long Term Insurance Examination (2017 Edition) Investment-linked Long Term Insurance Examination Study Notes 2017 Edition Insurance Intermediaries Quality Assurance Scheme i PREFACE These Study Notes have been prepared to correspond with the various Chapters in...

... ( Insurance Intermediaries Quality Assurance Scheme ) Investment-linked Long Term Insurance Examination Study Notes 2015 Edition PREFACE These Study Notes have been prepared to correspond with the various Chapters in the Syllabus for the Investment-linked Long Term Insurance Examination. The Exami...