... Chapter 7 Chapter 7 –– STRSTR 7.16: disclosure to JFIU as soon as it is reasonable to do so 7.19: MLRO’s roles (7.19-7.30, 7.33, 7.36) – Central reference point for reporting suspicious transactions – Sufficient status & adequate resources – Active role; regular review of exception reports – Keep proper...

... 3.3 on Pages 36 and 40; and second paragraph on Pages 42 and 47). POST SALE CALLS Q18: Will a PSC or notification letters be required for top-ups? A18: The current practice continues and PSC is not required for top-ups. However, insurers may conduct PSC for top-up if it is considered prudent to do so....

... (Footnote 36 – High risk situations) Consideration might be given to obtaining, and taking reasonable measures to verify, the addresses of directors and account signatories. To be repealed Delay in identity verification (Footnote 18) The same principle applies to the verification of address for a direct...

... in place to authenticate the identity of such customer. Full Name Date of Birth Nationality Unique identification number and document type Residential address information Good Practice Company checks an individual’s identity information against the Company’s existing customer records and combines the...

... in place to authenticate the identity of such customer. Full Name Date of Birth Nationality Unique identification number and document type Residential address information Good Practice Company checks an individual’s identity information against the Company’s existing customer records and combines the...

... Analysis 5.2.10 Important Facts Statement for Mainland Policyholder 5.2.11 Relevant Guidelines by Approved Bodies of Insurance Brokers v 5.3 Underwriting 5/36 5.3.1 Underwriting Factors 5.3.2 Medical Reports 5.3.3 Sub-Standard Life and Underwriting Measures 5.4 Policy Issuance 5/40 5.4.1 Policy Delivery...

...) 5.2.9 Initiative on Financial Needs Analysis 5.2.10 Important Facts Statement for Mainland Policyholder 5.2.11 Relevant Guidelines by Approved Bodies of Insurance Brokers v 5.3 Underwriting 5/36 5.3.1 Underwriting Factors 5.3.2 Medical Reports 5.3.3 Sub-Standard Life and Underwriting Measures 5.4 Policy...

... multiple-choice questions. The majority of the questions will be very straightforward, involving a simple choice from four alternatives. These we may call Type ‘A’ Questions. A selection of the questions (probably between 10% and 15%) will be slightly more complex, but again involving a choice between four...

..., perhaps alongside others, for comparing different annuity policies or comparing an annuity product with another type of financial product. - GL19 requires that the IRR of the annuity policy should be disclosed in the PB both in the form of minimum to maximum IRRs for the guaranteed portion (i.e....

... the various products. It must be noted that insurers generally differ from each other in various degrees in the policy wording and terms adopted for the same type of insurance. From a practical point of view, we shall present in these notes what may be considered a representative summary of the...