... Medium High M Medium ML Medium Low L Low ML/TF Vulnerability M M ML ML L M M M ML ML MH MH M M ML H MH MH M M H H MH M M L L ML ML ML/TF Risk Level MH MH H H M M M L/ TF T h re at Figure 2.2: Risk-level heat map 8 Organisation of Report 2.9 In line with the Risk Assessment methodology, this report is...

... Supplement to GL3 Guideline on Anti-Money Laundering and Counter- Terrorist Financing (For authorized insurers and reinsurers carrying on long term business, and licensed individual insurance agents, licensed insurance agencies and licensed insurance broker companies carrying on regulated activitie...

... Supplement to GL3 Guideline on Anti-Money Laundering and Counter- Terrorist Financing (For authorized insurers and reinsurers carrying on long term business, and licensed individual insurance agents, licensed insurance agencies and licensed insurance broker companies carrying on regulated activitie...

... GL3 Guideline on Anti-Money Laundering and Counter- Terrorist Financing (For authorized insurers, reinsurers, appointed insurance agents and authorized insurance brokers carrying on or advising on long term business) Insurance Authority November 2018 Contents Page Chapter 1 Overview ..................

... Guideline on Anti-Money GL3 Guideline on Anti-Money Laundering and Counter- Terrorist Financing (For authorized insurers and, reinsurers, appointed insurance agents and authorized insurance brokers carrying on or advising on long term business, and licensed individual insurance agents, licensed ins...

... Guideline on Enterprise Risk Management GL21 GUIDELINE ON ENTERPRISE RISK MANAGEMENT Insurance Authority Table of Contents Page 1. Introduction 1 2. Application 3 3. Overview of Enterprise Risk Management (ERM) Framework and General Requirements 4 4. Governance 7 5. Risk Appetite Statement 12 6. Em...

... Guideline on Enterprise Risk Management GL21 GUIDELINE ON ENTERPRISE RISK MANAGEMENT Insurance Authority Table of Contents Page 1. Introduction 1 2. Application 3 3. Overview of Enterprise Risk Management (ERM) Framework and General Requirements 4 4. Governance 7 5. Risk Appetite Statement 12 6. Em...

... Draft Guideline on Enterprise Risk Management ANNEX DRAFT FOR CONSULTATION PURPOSES ONLY GUIDELINE ON ENTERPRISE RISK MANAGEMENT Insurance Authority Table of Contents Page 1. Introduction 1 2. Application 3 3. Overview of Enterprise Risk Management (ERM) Framework and General Requirements 4 4. Gove...

...居住地有 所更改； (g) 就現有人壽保險合約進行一次性加保； (h) 一次過繳交個人退休金合約的供款； (i) 客戶要求保險機構預付有關的保險利益； (j) 以保險單作為抵押品 /保證(例如不尋常地把保險單用 作抵押品，除非清楚知道這是為向某家聲譽良好的 金融機構借取按揭貸款而須採取的做法 )； (k) 保險利益的類別有所更改 (例如把繳款類別由年金改 為一次過繳款)； (l) 提早退保或更改保險年期 (這樣做會招致罰款或失去 稅項寬減優惠)； (m) 在合約期滿時要求保險機構支付有關的保險利益； (n) 保險機構知道其所持有的客戶及 /或實益擁有人的資 料並不足夠； (o) 懷疑客戶進行洗錢及...

...； (h) 一次過繳交個人退休金合約的供款； (i) 客戶要求保險機構預付有關的保險利益； (j) 以保險單作為抵押品 /保證(例如不尋常地把保險單用 作抵押品，除非清楚知道這是為向某家聲譽良好的 金融機構借取按揭貸款而須採取的做法 )； (k) 保險利益的類別有所更改 (例如把繳款類別由年金改 為一次過繳款)； (l) 提早退保或更改保險年期 (這樣做會招致罰款或失去 稅項寬減優惠)； (m) 在合約期滿時要求保險機構支付有關的保險利益； (n) 保險機構知道其所持有的客戶及 /或實益擁有人的資 料並不足夠； (o) 懷疑客戶進行洗錢及恐怖分子資金籌集活動；或 (p) 如客戶以來自某保險單的利益...