... Insurance Intermediaries Quality Assurance Scheme - Principles and Practice of Insurance Examination (2013 Edition) Insurance Intermediaries Quality Assurance Scheme Principles and Practice of Insurance Examination Study Notes 2013 Edition i PREFACE These Study Notes have been prepared to correspon...

... business.     13 2.6.3 All insurers are required to maintain assets in excess of liabilities by at least the amount of solvency margin stipulated under the ICO. For monitoring purposes, the IA requires general and long-term insurers to maintain at least 200% and 150% solvency ratio respectively. These are...

... total amount payable (i.e. monthly benefit x number of payments) is therefore decreasing as time goes by). Suppose a life insured under a 5-year family income plan for a monthly benefit of $1,000 dies at the end of year 4. The plan will pay the beneficiary 12 monthly payments of $1,000 each, totalling...

... three “specified relatives”) and the taxpayer is the policyholder of these policies, then the annual deduction ceiling would be $32,000 (i.e. $8,000 x 4) for the qualifying premiums paid. (c) Administration of the VHIS The VHIS is administered by the Voluntary Health Insurance Scheme Office (“VHIS...

... 千港元 HK$'000 千港元 HK$'000 (a) 強制性公積金分類基金 (a) MPF subfunds 2,471,213 64,435,629 4,740,781 1,099,252 (b) 其他基金 (b) Others 9,801,656 44,810,945 240,200 862,763 類別 G 總額 Total of Class G 12,272,869 109,246,574 4,980,981 1,962,015 H 退休計劃管理第 II 類 Retirement scheme management category II (a) 強制性公積金分類基金 (a) MPF...

... Insurance Business 二零一九年一月至六月 January to June 2019 新造直接業務 Direct New Business 個人人壽 (類別 A 至 F) Individual Business (Classes A to F) 在岸 / 離岸 Onshore / Offshore (a) 在岸 (a) Onshore (b) 離岸 (b) Offshore (c) 總額 (a) + (b) (c) Total (a) + (b) Generali Life (HK) 忠意人壽 90,100 56,924 391,905 36,308 482,005 93,232 Hang...

... 794,747 意外及疾病 (非醫療) Accident & Sickness (Non-medical) 117 14,409 21,639 90,951 148,401 275,400 非意外及疾病 Other than Accident & Sickness 15,531 2,762 11,878 107,016 84,728 206,384 (II) 年金 (II) Annuities 3,323,321 6,196,015 919,761 310,929 63,863 7,490,568 類別 A 總額 Total of Class A 43,496,917 50,524,094 32...

... by the insured, subject to a limit any one period of, say, $2,000. (x) Rental car: If the insured car is immobilised by an accident necessitating repairs at a garage/workshop or is stolen, so that the insured or a named driver is deprived of the use of the car for, say, more than 48 hours, the policy...

... 基本計劃 Base Plan: (1) 終身壽險 Whole Life 270 9,264 705,228 2,093,013 22,038 746,403 96,117,034 11,496 (2) 儲蓄壽險 Endowment 1 1,236 1,092 1,876,110 448 85,477 21,334,550 1,035 (3) 萬用壽險 Universal Life 90 130 698,744 228,922 4,332 17,161 12,483,531 477 (4) 定期壽險 Term Life 0 202 0 1,292 1 10,711 40,526 (51) (5...