... use of independent and reliable digital identification systems for customer identification and verification purposes as a permissible way to satisfy the requirements under section 9 of Schedule 2. Key features/ functionalities 47 Digital Identity iAM Smart (formerly known as “eID”) 3 Functions Unique...

... may also refer to the product brochure for the percentage of the surrender value over the paid premiums of the first year of the policy. 6. Make use of QDAP Selection Made Easy To help members of the public obtain information about QDAPs to facilitate smart decision-making...

... through the entire value chain. Some typical examples include smart devices to assist in pricing and underwriting; flexible policy terms and tenure; insurable risk pool that covers identity theft, data security, business disruption, internet liability and intellectual property infringement; big data...

... through the entire value chain. Some typical examples include smart devices to assist in pricing and underwriting; flexible policy terms and tenure; insurable risk pool that covers identity theft, data security, business disruption, internet liability and intellectual property infringement; big data...

... through the entire value chain. Some typical examples include smart devices to assist in pricing and underwriting; flexible policy terms and tenure; insurable risk pool that covers identity theft, data security, business disruption, internet liability and intellectual property infringement; big data...

... be left blank, and the policy holder should write the policy number on the back of the cheque to avoid any possible arguments in the future. Be a smart policy holder Before taking out a policy 3 Do not share passwords of online accounts Some insurance companies allow policy holders to use online...

... be left blank, and the policy holder should write the policy number on the back of the cheque to avoid any possible arguments in the future. Be a smart policy holder Before taking out a policy 3 Do not share passwords of online accounts Some insurance companies allow policy holders to use online...

... the policy holder should write the policy number on the back of the cheque to avoid any possible arguments in the future. Be a smart policy holder Before taking out a policy 3 Do not share passwords of online accounts Some insurance companies allow policy holders to use online account to manage their...

... value at the time of death. Who should consider it? Young people wi th l imi ted financial means; individuals who have high protection needs for a period of time or who are looking solely for protection and have other financial plans Individuals in a strong financial s i t ua t i on w ho wa n t b o t h...

... Purpose: Life insurance policies are long term policies that may lock the liquidity of customers. Accordingly, it is of paramount importance that insurance advice provided by intermediaries needs to be based upon customers’ needs. It is therefore necessary to carry out financial needs analysis for the...