... customers have taken up the top-up option. Q2 Referring to paragraph 4.2 of the Guideline, please clarify if there is any minimum requirement to classify a product as having refundable feature. For example, does a product refunding 30% (or even smaller) of total premium paid fall into the scope? 2 A2...

... to specify the  protection period of the chosen rider benefits.        Q  6. Intermediaries  are  required  to  take  into  account  the  customers’  total protection  needs, total disposable assets, financial outgoings and liabilities etc before making  recommendation.    How  detailed  such...

... by  the  customers,  the  intermediary should add remark(s)  in the FNA Form as appropriate to specify the  protection period of the chosen rider benefits.        Q  6. Intermediaries  are  required  to  take  into  account  the  customers’  total protection  needs, total disposable assets, financial...

...: Taking into account annuitants’ possible fear of being disadvantaged for premature death, the HKMC Annuity Plan offers a guarantee of minimum total annuity payment. In the event that the annuitant dies within the Guaranteed Period (i.e. the period that commences from the premium start date and lasts...

... the policy assignment agreement to terminate or surrender the policy, or withdraw cash value before the end of policy term: • the amount of benefits receivable under the policy may be substantially less than the sum of total premium paid, interest expenses incurred and early repayment penalty imposed...

... premiums will decline by 3 0.1%, while total sum of related claims could eventually balloon to a mind- boggling US$100 billion. The insurance industry in Hong Kong is not immune, with latest statistics showing that premium growth for the first three quarters of 2020 had slowed down to 5.5%. New business...

... assessment. • The end-of-course assessment will on average take 30 minutes, which will not count towards the total CPD hours granted. Circular_RIME_15032022 (clean) Circular_RIME_P.4 Circular_RIME_15032022 (P.4) ...

... Life Zurich Life 31-12-18 28,138 8,989,540 204,248 - 1,988,900 市場總額 Market Total 11,871,518 6,732,945,957 337,306,262 40,168,564 1,675,983,941 ...

... CPD hours that can be obtained through Type 1 and Type 7 E-learning Activities for each of the First and Second CPD Assessment Periods is increased from 5 CPD hours to 7 CPD hours. This means that, out of the total number of CPD hours across both the First and the Second Assessment Periods, a maximum...

...,369 - 367,147 Zurich Life Zurich Life 31-12-19 26,723 8,588,628 191,582 - 2,208,344 市場總額 Market Total 11,969,240 7,213,980,625 361,793,178 37,456,211 1,816,185,107 ...