... formulated by the Board. A n n u a l R e p o r t 2 0 1 8 - 1 9 9 Corporate Governance 2 514 10 8 11 7 6 3 4 13 12 1 9 5 Ms Chitty Cheung Fung-ting Non-Executive Director 6 Mr Kenneth Kwok Tsun-wa Non-Executive Director 7 Mr Ma Ho-fai, GBS, JP Non-Executive Director 8 Mr James Wong Chien-kuo Non-Executive...

... formulated by the Board. A n n u a l R e p o r t 2 0 1 8 - 1 9 9 Corporate Governance 2 514 10 8 11 7 6 3 4 13 12 1 9 5 Ms Chitty Cheung Fung-ting Non-Executive Director 6 Mr Kenneth Kwok Tsun-wa Non-Executive Director 7 Mr Ma Ho-fai, GBS, JP Non-Executive Director 8 Mr James Wong Chien-kuo Non-Executive...

... customers have taken up the top-up option. Q2 Referring to paragraph 4.2 of the Guideline, please clarify if there is any minimum requirement to classify a product as having refundable feature. For example, does a product refunding 30% (or even smaller) of total premium paid fall into the scope? 2 A2...

... customers have taken up the top-up option. Q2 Referring to paragraph 4.2 of the Guideline, please clarify if there is any minimum requirement to classify a product as having refundable feature. For example, does a product refunding 30% (or even smaller) of total premium paid fall into the scope? 2 A2...

...年十二月七日（成立日）至二零一六年三月三十一日 FOR THE PERIOD FROM 7 DECEMBER 2015 (DATE OF ESTABLISHMENT) TO 31 MARCH 2016 The Authority had no components of comprehensive income other than “deficit for the period”. Accordingly, no separate statement of comprehensive income is presented as the Authority’s “total comprehensive...

...年十二月七日（成立日）至二零一六年三月三十一日 FOR THE PERIOD FROM 7 DECEMBER 2015 (DATE OF ESTABLISHMENT) TO 31 MARCH 2016 The Authority had no components of comprehensive income other than “deficit for the period”. Accordingly, no separate statement of comprehensive income is presented as the Authority’s “total comprehensive...

...年十二月七日（成立日）至二零一六年三月三十一日 FOR THE PERIOD FROM 7 DECEMBER 2015 (DATE OF ESTABLISHMENT) TO 31 MARCH 2016 The Authority had no components of comprehensive income other than “deficit for the period”. Accordingly, no separate statement of comprehensive income is presented as the Authority’s “total comprehensive...

... to specify the  protection period of the chosen rider benefits.        Q  6. Intermediaries  are  required  to  take  into  account  the  customers’  total protection  needs, total disposable assets, financial outgoings and liabilities etc before making  recommendation.    How  detailed  such...

... by  the  customers,  the  intermediary should add remark(s)  in the FNA Form as appropriate to specify the  protection period of the chosen rider benefits.        Q  6. Intermediaries  are  required  to  take  into  account  the  customers’  total protection  needs, total disposable assets, financial...

...: Taking into account annuitants’ possible fear of being disadvantaged for premature death, the HKMC Annuity Plan offers a guarantee of minimum total annuity payment. In the event that the annuitant dies within the Guaranteed Period (i.e. the period that commences from the premium start date and lasts...