... system of controls commensurate with the scale and complexity of the financial institution is properly put in place; (iii) the quality of risk models, data accuracy, capability of available tools to accurately measure risks, and justifications for risk taking can be challenged, and (iv) all limit...

... institution is properly put in place; (iii) the quality of risk models, data accuracy, capability of available tools to accurately measure risks, and justifications for risk taking can be challenged, and (iv) all limit breaches, deviations from established policies, and operational incidents are thoroughly...

... the proceeds of crime, including through multi-agency cooperation/partnership. HONG KONG’S AML/CFT POLICY iv v As an international financial centre, Hong Kong attaches great importance to safeguarding the integrity of its financial systems by implementing international AML/CFT standards to deter and...

... the proceeds of crime, including through multi-agency cooperation/partnership. HONG KONG’S AML/CFT POLICY iv v As an international financial centre, Hong Kong attaches great importance to safeguarding the integrity of its financial systems by implementing international AML/CFT standards to deter and...

... the proceeds of crime, including through multi-agency cooperation/partnership. HONG KONG’S AML/CFT POLICY iv v As an international financial centre, Hong Kong attaches great importance to safeguarding the integrity of its financial systems by implementing international AML/CFT standards to deter and...

...  Phase IV will be the implementation phase. The new RBC regime should be rolled out in phases with a sufficiently long run-in period, 2 so that insurers will have adequate time to understand the requirements thoroughly, and be able to achieve full compliance incrementally. 4. We have engaged stakeholders...

... 4q21gen (new).xlsm (港幣千元) (HK$'000) 毛保費 淨保費 滿期保費 淨額 須付的佣金 毛額 須付的佣金 淨額 已償付申索 毛額 已償付申索 淨額 已承付申索 淨額 未過期風險 調整 管理開支 承保利潤 / (虧損) Gross Premiums Net Premiums Net Earned Premiums Gross Commissions Payable Net Commissions Payable Gross Claims Paid Net Claims Paid Net Claims Incurred Unexpired Risks Adjustme...

... 4q18gen.xlsx (港幣千元) (HK$'000) 毛保費 淨保費 滿期保費 淨額 須付的佣金 毛額 須付的佣金 淨額 已償付申索 毛額 已償付申索 淨額 已承付申索 淨額 未過期風險 調整 管理開支 承保利潤 / (虧損) Gross Premiums Net Premiums Net Earned Premiums Gross Commissions Payable Net Commissions Payable Gross Claims Paid Net Claims Paid Net Claims Incurred Unexpired Risks Adjustment Man...

... 4q19gen.xlsx (港幣千元) (HK$'000) 毛保費 淨保費 滿期保費 淨額 須付的佣金 毛額 須付的佣金 淨額 已償付申索 毛額 已償付申索 淨額 已承付申索 淨額 未過期風險 調整 管理開支 承保利潤 / (虧損) Gross Premiums Net Premiums Net Earned Premiums Gross Commissions Payable Net Commissions Payable Gross Claims Paid Net Claims Paid Net Claims Incurred Unexpired Risks Adjustment Man...

... investment risk have been clearly explained to the prospective customer before fulfilment; iii. To ensure that all necessary product and marketing documents have been provided to the prospective customer before fulfilment; and iv. To ensure that the sales process for the purchase of an ILAS product has been...