... minimum insurance cover should be for an amount: No. of Employees Amount of Insurance Cover Per Event Not more than 200 Not less than HK$100 million More than 200 Not less than HK$200 million An employer is required to meet both his liabilities under the Ordinance and the Common Law. The Ordinance only...

... minimum insurance cover should be for an amount: No. of Employees Amount of Insurance Cover Per Event Not more than 200 Not less than HK$100 million More than 200 Not less than HK$200 million An employer is required to meet both his liabilities under the Ordinance and the Common Law. The Ordinance only...

... minimum insurance cover should be for an amount: No. of Employees Amount of Insurance Cover Per Event Not more than 200 Not less than HK$100 million More than 200 Not less than HK$200 million An employer is required to meet both his liabilities under the Ordinance and the Common Law. The Ordinance only...

... false /MaxSubsetPct 100 /Optimize true /OPM 1 /ParseDSCComments true /ParseDSCCommentsForDocInfo true /PreserveCopyPage true /PreserveDICMYKValues true /PreserveEPSInfo true /PreserveFlatness true /PreserveHalftoneInfo false /PreserveOPIComments true /PreserveOverprintSettings true /StartPage 1...

... /EmbedOpenType false /ParseICCProfilesInComments true /EmbedJobOptions true /DSCReportingLevel 0 /EmitDSCWarnings false /EndPage -1 /ImageMemory 1048576 /LockDistillerParams false /MaxSubsetPct 100 /Optimize true /OPM 1 /ParseDSCComments true /ParseDSCCommentsForDocInfo true /PreserveCopyPage true...

... importance: Chapter Relative Weight 1 12% 2 16% 3 30% 4 9% 5 5% 6 21% 7 7% Total 100% 1/1 1 RISK AND INSURANCE 1.1 CONCEPT OF RISK 1.1.1 Meaning of Risk There have been many attempts to define ‘risk’. Probably, to most of us, ‘risk’ contains a suggestion of loss or danger. We may therefore define it as...

... importance: Chapter Relative Weight 1 12% 2 16% 3 30% 4 9% 5 5% 6 21% 7 7% Total 100% 1/1 1 RISK AND INSURANCE 1.1 CONCEPT OF RISK 1.1.1 Meaning of Risk There have been many attempts to define ‘risk’. Probably, to most of us, ‘risk’ contains a suggestion of loss or danger. We may therefore define it as...

... request for information is refused. Requests for information will be handled as promptly and helpfully as possible, and if necessary members of the public will be asked to clarify their requests or directed to the most appropriate government bureau(x) / department(s) or other non-government bodies....

... Relative Weight 1 12% 2 16% 3 30% 4 9% 5 5% 6 21% 7 7% Total 100% 1 RISK AND INSURANCE 1.1 CONCEPT OF RISK 1.1.1 Meaning of Risk There have been many attempts to define ‘risk’. Probably, to most of us, ‘risk’ contains a suggestion of loss or danger. We may therefore define it as ‘uncertainty concerning a...

... (or 5.7x the average annual income per EAA)23. The MPG for each individual can vary due to an array of factors such as demographics, financial income and dependents’ particulars. Since these factors affect the size of an individual’s MPG, a series of hypothetical cases is discussed in the next section...