... -- -- O2 -- -- O2 O3 -- -- O3 -- -- O3 O4 -- -- O4 -- -- O4 O5 -- -- O5 -- -- O5 …… -- -- …… -- -- …… …… -- -- …… -- -- …… …… -- -- …… -- -- …… …… -- -- …… -- -- …… T1 T2 T3 T4 T5 T6 T7 -- Figure to be adopted for calculation of variable fee TOTALS Amount of net liability Value of yearly net premium Value...

... remuneration to be received by the Member are not included; or (b) for each and every other insurance transaction, in either the formal proposal or the quotation, cover note, the premium debit note or covering letter, whichever be issued earlier by the Member to the client. The required Form of Disclosure...

... party insurance; (i) the complaint is not subject to legal proceedings or arbitration. For non-claim related complaints: (j) the complaint is not about quality of service or an underwriting decision of an insurer; and (k) the complaint is not related to investment performance, level of a fee, premium...

... Business 4/1 4.1.1 Statutory Classification of Insurance 4.2 Size of Industry 4/4 4.2.1 Authorised Insurers 4.2.2 Registered or Authorised Insurance Intermediaries 4.2.3 Persons Employed 4.2.4 Premium Volume 4.3 Insurance Intermediaries 4/5 4.4 The Hong Kong Federation of Insurers (‘HKFI’) 4/6 5....

... Equity Property Currency Credit Default LT Business Underwriting Mortality & Longevity Morbidity Expense Lapse Mass Lapse Catastrophe Non-life Insurance Premium Reserve Catastrophe Operational Pillar 1 – Quantitative Requirements Planning for QIS 2 (1) 8 • Two options mainly adopted by other...

... Equity Property Currency Credit Default LT Business Underwriting Mortality & Longevity Morbidity Expense Lapse Mass Lapse Catastrophe Non-life Insurance Premium Reserve Catastrophe Operational Pillar 1 – Quantitative Requirements Planning for QIS 2 (1) 8 • Two options mainly adopted by other...

... Equity Property Currency Credit Default LT Business Underwriting Mortality & Longevity Morbidity Expense Lapse Mass Lapse Catastrophe Non-life Insurance Premium Reserve Catastrophe Operational Pillar 1 – Quantitative Requirements Planning for QIS 2 (1) 8 • Two options mainly adopted by other...

... charged under the fee-based brokerage arrangement. However, amounts collected on behalf of clients such as premium payments to insurers should not be regarded as gross insurance brokerage income. Brokerage Commission & Fee Expense means commission, fee or remuneration paid to other parties by an insurance...

..., ability and willingness to pay premium and other information which the agent is required to collect in a financial needs analysis assessment; and b) where the agent is giving regulated advice in relation to the making of an application or proposal for a general insurance policy, the property, liability or...