... later for reasons such as a change in your health condition. Smart tips Before signing the loan contract, you should take note of the various adverse circumstances set out in the clauses (such as being required to provide additional collateral or make immediate repayment...

... amount of premium payable for the product.    In providing any of the permitted gifts, promotions or incentives set out in paragraph  6.1  to an  insurance broker, Member Companies should ensure  they do not create a  conflict of interest in the duty that the insurance broker owes to the policyholder (or...

... replacement： a) You could be paying the policy set-up cost TWICE – the set-up cost is usually two years premiums or 10% of single premium of the basic life insurance policy replaced/to be replaced (This is for reference only; the Agent/Broker should advise you of the estimated loss for this replacement...

... replacement： a) You could be paying the policy set-up cost TWICE – the set-up cost is usually two years premiums or 10% of single premium of the basic life insurance policy replaced/to be replaced (This is for reference only; the Agent/Broker should advise you of the estimated loss for this replacement...

... implications of the replacement： a) You could be paying the policy set-up cost TWICE – the set-up cost is usually two years premiums or 10% of single premium of the basic life insurance policy replaced/to be replaced (This is for reference only; the Agent/Broker should advise you of the estimated loss for this...

...12 月首次會議上，我很高興看到與會者 踴躍發表意見和分享經驗。其後，我 們在未來專責小組之下，增設三個工 intermediaries by moving from the existing self-regulatory regime to a statutory licensing system, and set out conduct standards to promote higher levels of professionalism among industry practitioners. Maintaining market stability and protecting...

...12 月首次會議上，我很高興看到與會者 踴躍發表意見和分享經驗。其後，我 們在未來專責小組之下，增設三個工 intermediaries by moving from the existing self-regulatory regime to a statutory licensing system, and set out conduct standards to promote higher levels of professionalism among industry practitioners. Maintaining market stability and protecting...

...12 月首次會議上，我很高興看到與會者 踴躍發表意見和分享經驗。其後，我 們在未來專責小組之下，增設三個工 intermediaries by moving from the existing self-regulatory regime to a statutory licensing system, and set out conduct standards to promote higher levels of professionalism among industry practitioners. Maintaining market stability and protecting...

...12 月首次會議上，我很高興看到與會者 踴躍發表意見和分享經驗。其後，我 們在未來專責小組之下，增設三個工 intermediaries by moving from the existing self-regulatory regime to a statutory licensing system, and set out conduct standards to promote higher levels of professionalism among industry practitioners. Maintaining market stability and protecting...

... measured in the previous steps, effective risk management policies and procedures must be established. Risk management is a top-down process and therefore the endorsement of top management is one of the key success elements of risk management policy. The policy must be set out clearly and properly...