..., better reflect the long-term performance. You should be aware of the volatility of fulfillment ratios over time, and look at the fulfillment ratios across all policy years to get an overview of the insurance product’s historical performance instead of focusing only on a single point in time....

... PowerPoint Presentation v Mr. Peter Gregoire Head of Market Conduct (Acting) / General Counsel 16 December 2020 Building a Positive Image by Reinforcing Trust through Good Conduct and Ethical Practices The Role of Insurance in Society • Providing Society with resilience • Every innovative leap...

... mentioned  in 1(a), every application  for new  life  insurance policy  (including rider and  top‐up) must be accompanied by a  financial  needs  analysis  (“FNA”)  form  (“the  FNA  requirement”).    What  criteria would  be  used  to  determine  if  a  rider  application  (including  top‐up  or  rider...

... supervise the insurance industry for the protection of existing and potential policy holders and its function to promote and encourage the adoption of proper standards of conduct, and sound and prudent business practices by authorized insurers. This Guideline also takes account of the Insurance Core...

... supervise the insurance industry for the protection of existing and potential policy holders and its function to promote and encourage the adoption of proper standards of conduct, and sound and prudent business practices by authorized insurers. This Guideline also takes account of the Insurance Core...

... supervise the insurance industry for the protection of existing and potential policy holders and its function to promote and encourage the adoption of proper standards of conduct, and sound and prudent business practices by authorized insurers. This Guideline also takes account of the Insurance Core...

... Qualifying Deferred Annuity Policy Publicity and Educational Materials TV programme QDAP Walkthrough (Chinese version only)   Videos Considering a Deferred Annuity for Retirement Planning...

...      I.   REQUIREMENTS        Q  1. Except  certain  types of policies mentioned  in 1(a), every application  for new  life  insurance policy  (including rider and  top‐up) must be accompanied by a  financial  needs  analysis  (“FNA”)  form  (“the  FNA  requirement”).    What  criteria would  be  used  to...

... misconduct under the insurance regulatory framework through proportionate supervisory action or appropriate disciplinary sanction. The IA’s powers do not, however, extend to adjudicating whether a claim should or should not be paid under an insurance policy (in the same way, say, as a court would). The...

... financing facility if demanded by the financial institution before the policy matures. Insurance intermediaries should adopt a holistic approach in assessing the customers’ affordability, e.g. they should ascertain whether the customers have any outstanding liabilities during...