...; − whether the individual caused or encouraged other regulated persons or other persons to engage in the conduct or the same type of conduct; and − the individual’s experience in the industry and, if the individual is a person referred to in paragraph 2.1(c) above, the individual’s position within the firm....

...; − whether the individual caused or encouraged other regulated persons or other persons to engage in the conduct or the same type of conduct; and − the individual’s experience in the industry and, if the individual is a person referred to in paragraph 2.1(c) above, the individual’s position within the firm....

...; − whether the individual caused or encouraged other regulated persons or other persons to engage in the conduct or the same type of conduct; and − the individual’s experience in the industry and, if the individual is a person referred to in paragraph 2.1(c) above, the individual’s position within the firm....

... HKGIBS_2020.xlsx 1 1 2 2 3 3 4 4 直接業務 (總額) Direct Business (Total) 新會計政策 舊會計政策 新會計政策 舊會計政策 New Accounting Policy Old Accounting Policy New Accounting Policy Old Accounting Policy 未決申索準備金毛額 (百萬元) 4,413.2 2,832.2 2,615.2 2,317.5 Gross Outstanding Claims Provision ($m) 4,413.2 2,832.2 2,615.2 2,317.5...

... the insured’s permission, or anyone designated on the policy schedule as an “Insured Driver”, (2) who is duly licensed. Here “licensed” means that the driver must be holding, or must have held and not be disqualified from holding, a valid driving licence for the type of vehicle concerned. (The latter...

... the insured’s permission, or anyone designated on the policy schedule as an “Insured Driver”, (2) who is duly licensed. Here “licensed” means that the driver must be holding, or must have held and not be disqualified from holding, a valid driving licence for the type of vehicle concerned. (The latter...

..., gross and net premiums increased by 3% to $36 billion and 2.1% to $25.3 billion respectively in 2017 compared with 2016, mainly driven by Accident & Health business (comprising Medical business) which recorded a growth in gross premiums from $13 billion to $14.4 billion. The underwriting...

... assessment of risks supported by qualitative and quantitative analysis • Information obtained from internal and external sources Consider relevant risk factors 2 • For determining the overall risk level and appropriate level and type of mitigation to be applied Obtain senior management’s approval 3 • e.g....

... assessment of risks supported by qualitative and quantitative analysis • Information obtained from internal and external sources Consider relevant risk factors 2 • For determining the overall risk level and appropriate level and type of mitigation to be applied Obtain senior management’s approval 3 • e.g....

... assessment of risks supported by qualitative and quantitative analysis • Information obtained from internal and external sources Consider relevant risk factors 2 • For determining the overall risk level and appropriate level and type of mitigation to be applied Obtain senior management’s approval 3 • e.g....