... Insurance Fixed Fee (HK$) (a) Variable Fee (Capped) (HK$) (b) Total (HK$) (a) + (b) General Business 300,000 7,000,000 7,300,000 Long Term Business 300,000 7,000,000 7,300,000 Composite 600,000 14,000,000 14,600,000 Captive Insurer 30,000 7,000,000 7,030,000 1 According to section 20(1A) of Cap. 41, any...

... into account the customers’ total protection needs, total disposable assets, financial outgoings and liabilities, as well as his/her willingness and ability to pay premium (and the duration of payment) in assessing the affordability of customer before making recommendation. The factors considered...

... the Authority within 4 months after the close of the period to which the account, balance sheet, abstract, certificate, statement or report relates. April 2017 Page 3 Note on Annual Authorization Fee Class of Insurance Fixed Fee (HK$) (a) Variable Fee (Capped) (HK$) (b) Total (HK$) (a) + (b) General...

... the risk exposure period of mortgage guarantee business normally straddles more than one year, the total written premiums should be accounted for immediately upon inception of insurance and that portion which does not relate to the current accounting period should be set aside as UPR. An authorized...

... per year, irrespective of the number of policies that cover the insured person. However, there is no cap on the number of specified relatives who are eligible for tax deductions. For instance, if the taxpayer purchases a total of four policies for four insured persons (e.g. the taxpayer himself and...

... Non-Proportional Total Other Business Treaty Reinsurance 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 8,671 6,340 1,487 102 10,217 3,356 1,242 331 - - - - 256,469 37,804 - - - - - - - - - - - - 340,794 336,397 1,680 1,680 - - 3,838 3,838...

... Business Pecuniary Loss Non-Proportional Total Other Business Treaty Reinsurance 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 毛額 Gross 淨額 Net 12,012 9,995 1,371 92 10,085 2,924 1,410 259 - - - - 244,233 43,640 - - - - - - - - - - - - 306,570 302,427 1,725...

... practice x AML Risk ≠ UnderwriDng Risk � Calculate total premium on a per policyholder basis and a per payor basis to determine whether income/asset proof is required Customer Acceptance � Risk scoring system built in to facilitate automatic calculation of AML risk scores of customers Ongoing Monitoring x...

... practice x AML Risk ≠ UnderwriDng Risk � Calculate total premium on a per policyholder basis and a per payor basis to determine whether income/asset proof is required Customer Acceptance � Risk scoring system built in to facilitate automatic calculation of AML risk scores of customers Ongoing Monitoring x...

... Worldwide 31-12-18 - - - - 萬通保險 YF LIFE 31-12-18 2,196 3,046 26,263 169,144 Zurich Assurance Zurich Assurance 31-12-18 - - - - Zurich International Zurich International 31-12-18 37 280 13,767 115,216 Zurich Life Zurich Life 31-12-18 - - - - 市場總額 Market Total 63,142 2,638,732 9,374,012 125,220,491 ...