... complainant and the insurer and/or intermediary, for example a dispute regarding the non-payment of a claim under an insurance policy, the IA’s power to handle the complaint is limited, as it does not have power to intervene or adjudicate the dispute or require the claim to be paid. III. Functions of the ICB...

... and experience, (iii) preferred investment horizon, (iv) risk attitude and appetite, and (v) risk tolerance or capacity. Members should develop and use appropriate risk profile questionnaires to understand and record the clients’ risk profile in this regard, and the risk profile procedures should be...

... Mortality_Protection_Gap_Report_eng Mortality Protection Gap Study 2021 Table of Contents 01 I. Introduction 04 II. Overview of Hong Kong life insurance market 05 III. Why is the mortality protection gap worth attention? 07 IV. Defining the mortality protection gap 09 V. Mortality protection gap...

... Mortality_Protection_Gap_Report_eng Mortality Protection Gap Study 2021 Table of Contents 01 I. Introduction 04 II. Overview of Hong Kong life insurance market 05 III. Why is the mortality protection gap worth attention? 07 IV. Defining the mortality protection gap 09 V. Mortality protection gap...

... potential policy holders; (ii) the ongoing servicing of QDAPs (such as issuance of the Annual Summary); (iii) training; and (iv) record keeping requirements. 7. Commencement 7.1 This Guideline shall take effect on 1 April 2019. March 2019 5 Annex A – Criteria for QDAP General 1. The policy is underwritten...

... following three purposes – (i) defining “eligible investors” to whom ILS may be sold or offered for purchase; (ii) prescribing a minimum investment size for ILS; and (iii) prescribing the offences and the relevant penalties whereby (i) and (ii) are contravened. 16. We have elaborated on the policy intent...