... 85% as at the date of origination of the loan; (bb) the borrower’s debt-to-income ratio exceeds 50% as at the date of origination of the loan; or (cc) the underlying collateral is not used as the borrower’s own and sole residence. 4.7. An authorized insurer should notify the IA within 14 days of any...

.../ countries of residence/ places of incorporation NOT captured in some insurers’ policy administration system even such information was obtained in insurance application forms The list of the above information kept in some insurers’ policy administration system NOT comprehensive enough to cover all high risk...

.../ countries of residence/ places of incorporation NOT captured in some insurers’ policy administration system even such information was obtained in insurance application forms The list of the above information kept in some insurers’ policy administration system NOT comprehensive enough to cover all high risk...

.../ countries of residence/ places of incorporation NOT captured in some insurers’ policy administration system even such information was obtained in insurance application forms The list of the above information kept in some insurers’ policy administration system NOT comprehensive enough to cover all high risk...

... value at the time of death. Who should consider it? Young people wi th l imi ted financial means; individuals who have high protection needs for a period of time or who are looking solely for protection and have other financial plans Individuals in a strong financial s i t ua t i on w ho wa n t b o t h...

... Birth: Place of Birth:          Name of Insurance Broker:          Position held:          Business Address:          Residential Address:          Telephone No.: (Business) (Residence)          Hong Kong Identity Card No: Passport No.:          Nationality: Acquired by:  Birth  Naturalization...

... Birth: Name of Insurance Broker: Position held: Business Address: Residential Address: Telephone No.: (Business) (Residence) Hong Kong Identity Card No: Passport No.: Nationality: Acquired by:  Birth  Naturalization Attained Education Standard of Form 5 or equivalent:  Yes #  No # Please attach a...

... Birth: Place of Birth:          Name of Insurance Broker:          Position held:          Business Address:          Residential Address:          Telephone No.: (Business) (Residence)          Hong Kong Identity Card No: Passport No.:          Nationality: Acquired by:  Birth  Naturalization...

... Birth: Name of Insurance Broker: Position held: Business Address: Residential Address: Telephone No.: (Business) (Residence) Hong Kong Identity Card No: Passport No.: Nationality: Acquired by:  Birth  Naturalization Attained Education Standard of Form 5 or equivalent:  Yes #  No # Please attach a...

... Birth: Place of Birth:          Name of Insurance Broker:          Position held:          Business Address:          Residential Address:          Telephone No.: (Business) (Residence)          Hong Kong Identity Card No: Passport No.:          Nationality: Acquired by:  Birth  Naturalization...