... marine, aviation and goods-in-transit insurance. 2. Group life insurance policies with medical protection offered by employers are subject to the levy cap for general insurance policies. 1 3. “Inception date” means the date on which the first premium under the contract becomes payable. Small Levy Big...

... available for investment will be lower than your premiums paid. The upfront charge is calculated as follows: Upfront Charge = Premiums received X Upfront Charge % Policy year Upfront charge % % of premium received available for investment after upfront charge 1 A% (100 – A)% 2 B% (100 – B)% 3 C% (100 – C...

... available for investment will be lower than your premiums paid. The upfront charge is calculated as follows: Upfront Charge = Premiums received X Upfront Charge % Policy year Upfront charge % % of premium received available for investment after upfront charge 1 A% (100 – A)% 2 B% (100 – B)% 3 C% (100 – C...

... Charges of Investment-linked Long Term Insurance Policies A. Charges B. Charges related to Investment-linked Policy iv. Types of Investment-linked Long Term Insurance Policies v. Premium Structures of Investment-linked Policies A. Single Premium Plan B. Regular Premium Plan vi. Basic Calculations of...

... Policies iii. Types of Charges of Investment-linked Long Term Insurance Policies A. Charges B. Charges related to Investment-linked Policy iv. Types of Investment-linked Long Term Insurance Policies v. Premium Structures of Investment-linked Policies A. Single Premium Plan B. Regular Premium Plan vi. Basic...

... 2.1(g)(i) of the Guideline? A2 “Discount of premiums” refers to a discount being applied to the amount of premium payable by a customer under a contract of insurance, as a result of which the amount of premium required to be paid by the customer under the contract would be reduced accordingly at the...

... 2.1(g)(i) of the Guideline? A2 “Discount of premiums” refers to a discount being applied to the amount of premium payable by a customer under a contract of insurance, as a result of which the amount of premium required to be paid by the customer under the contract would be reduced accordingly at the...

... Development ii. Characteristics of Investment-linked Long Term Insurance Policies iii. Types of Charges of Investment-linked Long Term Insurance Policies A. Charges B. Charges related to Investment-linked Policy iv. Types of Investment-linked Long Term Insurance Policies v. Premium Structures of...

... Annex - Important Facts Statement - Premium Financing Annex IMPORTANT FACTS STATEMENT – PREMIUM FINANCING This “Important Facts Statement – Premium Financing” (“IFS-PF”) aims to help you understand the factors to be considered and the risks involved in funding the purchase of your life insurance...

... You can select a currency other than HKD as the policy currency if available under the QDAPs, which means you will pay the premium and receive the annuity income payments in that currency. In addition to the impact on the internal rate of return (IRR) brought by the currency itself, the exchange rate...