... and Investor and Financial Education Council. All rights reserved. What is an annuity? An annuity allows young people to start saving and planning for their retirement early and allows retirees to spend their retirement savings in a disciplined way. An annuity plan is a simple way to manage your...
https://www.ia.org.hk/english/infocenter/files/Tips_on_Purchasing_Annuity_Products_Eng.pdf -
Date: 2020-06-23
... fulfillment ratio is applicable to all participating products with new policies issued since 2010 and in the previous five calendar years. How is the fulfillment ratio calculated? In simple terms, the fulfillment ratio can be understood as the aggregate actual accumulated...
https://www.ia.org.hk/english/fulfillment_ratio/index.html -
Date: 2021-09-08
...)% 4 D% (100 – D)% 5... ….. ….. For simple charge structure: Upfront charges: [% Range] of the premiums you pay for the first [ ] policy years will be deducted upfront as charges and will not be available for investment. This means that the remaining amount of premiums available for investment may be...
https://www.ia.org.hk/english/legislative_framework/files/Appendix_1.docx -
Date: 2020-09-24
...)% 4 D% (100 – D)% 5... ….. ….. For simple charge structure: Upfront charges: [% Range] of the premiums you pay for the first [ ] policy years will be deducted upfront as charges and will not be available for investment. This means that the remaining amount of premiums available for investment may be...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/files/GL26_Appendix_1_Eng.docx -
Date: 2020-06-24
..., meaning that the policy holder still pays the same $1 million out-of-pocket but borrows the remaining $5 million from a financial institution. Let us further assume that the loan requires interest to be paid monthly at 2% per annum calculated using simple interest basis, and the loan principal is due only...
https://www.ia.org.hk/english/premium_financing/pros_and_cons.html -
Date: 2024-01-18
... Modern regulatory framework Simple tax regime Specific Advantages 1 3 5 4 2 National agenda Off-shore status in on-shore market Premier professional services Sophisticated capital market Dispute resolution centre 4 Independent judiciary The Role of Brokers 14 BRI Transactional Placement Risk Management...
https://www.ia.org.hk/english/infocenter/files/2018_Brokerslink_Conference.pdf -
Date: 2021-12-09
... Modern regulatory framework Simple tax regime Specific Advantages 1 3 5 4 2 National agenda Off-shore status in on-shore market Premier professional services Sophisticated capital market Dispute resolution centre 4 Independent judiciary The Role of Brokers 14 BRI Transactional Placement Risk Management...
https://www.ia.org.hk/english/infocenter/files/2018_Brokerslink_Conference.pdf -
Date: 2021-09-08
... Modern regulatory framework Simple tax regime Specific Advantages 1 3 5 4 2 National agenda Off-shore status in on-shore market Premier professional services Sophisticated capital market Dispute resolution centre 4 Independent judiciary The Role of Brokers 14 BRI Transactional Placement Risk Management...
https://www.ia.org.hk/english/infocenter/files/2018_Brokerslink_Conference.pdf -
Date: 2020-06-12
... simple and frictionless ways in function and appearance (e.g., push transactions like digital nudges) Make it Effortless If designed correctly, experiences can become a platform for brand differentiation and competitive advantage: Improve the Value Empower Self-serviceEnhance Loyalty Amplify the Brand IN...
https://www.ia.org.hk/english/aboutus/task_force/activities_meetings/files/FTAHK.pdf -
Date: 2019-06-06
... Simple tax regime Specific Advantages 1 3 5 4 2 National agenda Off-shore status in on-shore market Premier professional services Sophisticated capital market Dispute resolution centre 4 Independent judiciary Belt and Road Insurance Exchange Facilitation (“BRIEF”) platform SOEs Banks Ins. Brokers...
https://www.ia.org.hk/english/infocenter/files/HKGCC_Town_Hall_Forum_Series.pdf -
Date: 2021-12-09