... appetite. Take, for example, a participating policy projecting a total cash value of $100,000, $90,000 of which is non-guaranteed, at the end of the 10th year of the policy. When this policy is surrendered or matured at the end of the 10th year, the amount paid to the policyholder will vary from...

... premium holiday), etc. (9) Intermediaries’ Remuneration: If you take up this ILAS policy, the (agent/broker firm/bank) will on average receive remuneration of $x.x per $100 of the premium that you pay. The remuneration is an average figure calculated on the assumption that you will pay all the premiums...

... The upfront charge is calculated as follows: Upfront Charge = Premiums received X Upfront Charge % Policy year Upfront charge % % of premium received available for investment after upfront charge 1 A% (100 – A)% 2 B% (100 – B)% 3 C% (100 – C)% 4 D% (100 – D)% 5... ….. ….. (b) Early surrender...

... Dividends and Interest Terminal Dividend 1 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 2 3 4 5 10 15 20 25 30 At age 65 (5-year interval) At age 100 Explanation on above illustration: Please refer to the Explanation Notes Section. II-7 PRINT DATE: DD/MM/YYYY X Y Z LIFE...

... Dividends and Interest Terminal Dividend 1 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 2 3 4 5 10 15 20 25 30 At age 65 (5-year interval) At age 100 Explanation on above illustration: Please refer to the Explanation Notes Section. II-7 PRINT DATE: DD/MM/YYYY X Y Z LIFE...

... Dividends and Interest Terminal Dividend 1 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 9,999,999 2 3 4 5 10 15 20 25 30 At age 65 (5-year interval) At age 100 Explanation on above illustration: Please refer to the Explanation Notes Section. II-7 PRINT DATE: DD/MM/YYYY X Y Z LIFE...

... and cleared by the Central Moneymarkets Unit operated by the Hong Kong Monetary Authority. Sum of Grants The grant covers the upfront costs of an eligible ILS issuance. The sum of grant for each issuance is the lesser of HK$12 million or 100% of total upfront costs incurred if maturity of the ILS...

...,447.6 1,589.1 1,599.1 1,664.6 1,804.7 1,888.4 0.2 0.4 0.3 0.5 0.4 船舶 Ships 29.9 36.1 35.6 39.2 41.4 108.5 103.7 106.9 100.1 99.9 85.1 82.9 85.2 77.2 78.5 1,174.0 1,169.2 1,225.1 1,280.9 1,301.9 - 法定 - Statutory - 僱員補償 - Employees' Compensation 3,255.9 3,015.3 2,616.1 2,941.0 3,105.4 - 業主立案法團責任* - Owners...

...,038.4 3,317.2 3,662.6 4,006.5 4,465.1 1,622.5 1,589.1 1,599.1 1,664.6 1,804.7 0.5 0.2 0.4 0.3 0.5 船舶 Ships 26.6 29.9 36.1 35.6 39.2 132.3 108.5 103.7 106.9 100.1 87.5 85.1 82.9 85.2 77.2 1,130.5 1,174.0 1,169.2 1,225.1 1,280.9 - 法定 - Statutory - 僱員補償 - Employees' Compensation 3,565.7 3,255.9 3,015.3 2...

... value at the time of death. Who should consider it? Young people wi th l imi ted financial means; individuals who have high protection needs for a period of time or who are looking solely for protection and have other financial plans Individuals in a strong financial s i t ua t i on w ho wa n t b o t h...