... available for investment will be lower than your premiums paid. The upfront charge is calculated as follows: Upfront Charge = Premiums received X Upfront Charge % Policy year Upfront charge % % of premium received available for investment after upfront charge 1 A% (100 – A)% 2 B% (100 – B)% 3 C% (100 – C...

... available for investment will be lower than your premiums paid. The upfront charge is calculated as follows: Upfront Charge = Premiums received X Upfront Charge % Policy year Upfront charge % % of premium received available for investment after upfront charge 1 A% (100 – A)% 2 B% (100 – B)% 3 C% (100 – C...

... Development ii. Characteristics of Investment-linked Long Term Insurance Policies iii. Types of Charges of Investment-linked Long Term Insurance Policies A. Charges B. Charges related to Investment-linked Policy iv. Types of Investment-linked Long Term Insurance Policies v. Premium Structures of...

... 2.1(g)(i) of the Guideline? A2 “Discount of premiums” refers to a discount being applied to the amount of premium payable by a customer under a contract of insurance, as a result of which the amount of premium required to be paid by the customer under the contract would be reduced accordingly at the...

... 2.1(g)(i) of the Guideline? A2 “Discount of premiums” refers to a discount being applied to the amount of premium payable by a customer under a contract of insurance, as a result of which the amount of premium required to be paid by the customer under the contract would be reduced accordingly at the...

... Annex - Important Facts Statement - Premium Financing Annex IMPORTANT FACTS STATEMENT – PREMIUM FINANCING This “Important Facts Statement – Premium Financing” (“IFS-PF”) aims to help you understand the factors to be considered and the risks involved in funding the purchase of your life insurance...

... America) (item 27) Jama'at al-Tawhid wa'al-Jihad (JTJ) (item 78) You should review your records carefully to see whether you have had, or currently have, accounts, transactions or dealings with the named individuals or entities. If such review reveals any suspicious accounts...

... You can select a currency other than HKD as the policy currency if available under the QDAPs, which means you will pay the premium and receive the annuity income payments in that currency. In addition to the impact on the internal rate of return (IRR) brought by the currency itself, the exchange rate...

... categorized based on the major nature. Explanatory Note: (a) Representation of Information (e.g. presentation of product features, policy terms and conditions, premium paying terms or returns on investment, dividend or bonus shown on benefit illustrations, etc.) (b) Claims (e.g. dispute on the result of...

... features, policy terms and conditions, premium paying terms or returns on investment, dividend or bonus shown on benefit illustrations, etc. ) 164 Claims (e.g. dispute on the result of claims assessment or settlement amount, etc. ) 113 Business or Operations (e.g. matters related to cancellation or renewal...