... complete all items in BLOCK LETTERS. All amendments must be signed by the Applicant. I. Particulars of Applicant Insurance Intermediary Licence No. Name in English † Type of licence ☐ Individual Insurance Agent ☐ Technical Representative (Agent) ☐ Technical Representative (Broker) II. Proposed Variation of...

... development of a more balanced market with higher demand for protection-type insurance products. Consumers will also be empowered with more product choices and easier access, and provided with improved customer experience such as compressed application and claims handling time. To facilitate the development...

... 100.0 120.0 0 10,000 20,000 30,000 40,000 50,000 60,000 2014 2015 2016 2017 2018 Gross Written Premiums Net Loss Ratio Net Commission Ratio Management Expense Ratio Combined Ratio (HK$ mill ion) (%) 3 Industry Statistics Highlights – General Insurance Business Premium (Direct and Reinsurance Inward...

... that he/ she/ it is guilty of misconduct or is not fit and proper. One type of disciplinary action that the IA may take is ordering a person to pay a pecuniary penalty not exceeding the amount which is the greater of (i) HK$10 million; or (ii) 3 times the amount of the profit gained or loss avoided by...

... that he/ she/ it is guilty of misconduct or is not fit and proper. One type of disciplinary action that the IA may take is ordering a person to pay a pecuniary penalty not exceeding the amount which is the greater of (i) HK$10 million; or (ii) 3 times the amount of the profit gained or loss avoided by...

... 322,623 199,879 238,249 (951) 27,117 15,401 590,191 291,406 296,105 106,319 43,918 293,368 188,635 182,976 (41) 50,912 18,340 5,729,400 2,700,727 2,509,820 806,868 332,946 1,904,747 902,350 1,614,378 (2,517) 327,693 237,320 1,660,733 1,045,228 1,061,432 271,881 170,741 944,460 767,444 643,959 (6,598...

...,027 1,095,702 1,061,331 426,765 200,959 1,925,873 831,111 366,646 4,134 163,934 325,658 957,018 651,455 669,863 173,117 111,859 630,681 526,291 535,818 1,640 107,592 (87,046) 531,353 221,411 302,285 123,931 50,773 230,640 123,186 164,038 (86) 74,705 12,855 148,466 137,116 86,600 9,831 8,566 64,821 55...

...,713 211,153 第三者 Third Party 523,344 417,547 401,525 138,868 108,506 270,209 218,137 310,258 (2,304) 69,459 (84,394) 253,128 綜合 Comprehensive 492,098 433,478 414,883 145,174 126,853 335,229 223,192 257,931 (2,693) 58,149 (25,357) 19,697,452 50,901 第三者 Third Party 209,994 185,589 181,947 53,968 48,722...

... Initiatives  Electronification  Enhanced Complaints Handling Procedures  Inspection 2 Background information 3 Insurance Industry Landscape 4 Number of Insurance Intermediaries 0 10,000 20,000 30,000 40,000 50,000 60,000 70,000 80,000 90,000 100,000 110,000 2011 2012 2013 2014 2015 2016 2017 (As at 31 Jul...

... Initiatives  Electronification  Enhanced Complaints Handling Procedures  Inspection 2 Background information 3 Insurance Industry Landscape 4 Number of Insurance Intermediaries 0 10,000 20,000 30,000 40,000 50,000 60,000 70,000 80,000 90,000 100,000 110,000 2011 2012 2013 2014 2015 2016 2017 (As at 31 Jul...