... Please note that no part of the Study Notes may be reproduced for the purposes of selling or making profit without the prior permission of the Insurance Authority. ii TABLE OF CONTENTS Chapter Page 1. INTRODUCTION TO INVESTMENT-LINKED LONG TERM INSURANCE POLICIES 1/1 1.1 Definition 1/1 1.2 Concept 1/2 2...

... prior permission of the Office of the Commissioner of Insurance. i TABLE OF CONTENTS Chapter Page 1. INTRODUCTION TO INVESTMENT-LINKED LONG TERM INSURANCE POLICIES 1/1 1.1 Definition 1/1 1.2 Concept 1/2 2. INVESTMENTS 2/1 2.1 Risk of Investment 2/1 2.1.1 Meaning of Risk 2.1.2 Types of Risks 2...

... this driver must be an insured driver; otherwise cover will not be available at all (see 1.1(d)(iv)); (B) Driving by a Young driver (usually defined as one below age 25); (C) Driving by an Inexperienced driver (usually defined as one having less than 2 years’ driving experience with a full licence); (D...

... Policyholders’ Interests 1 https://ia.org.hk/en/legislative_framework/files/GL15.pdf https://ia.org.hk/en/legislative_framework/files/GL16.pdf https://www.ia.org.hk/en/legislative_framework/files/GL16.pdf Term Life Insurance 1 2 3 4 Term life insurance is a purely protective product. If the insured person...

... this driver must be an insured driver; otherwise cover will not be available at all (see 1.1(d)(iv)); (B) Driving by a Young driver (usually defined as one below age 25); (C) Driving by an Inexperienced driver (usually defined as one having less than 2 years’ driving experience with a full licence); (D...

... Recent Update of the Guideline on Anti-Money Laundering and Counter-Terrorist Financing Recent Update of the Guideline on Anti-Money Laundering and Counter-Terrorist Financing Joseph Lee, Manager Raven Chan, Manager Market Conduct Division 21 October 2019 Purposes of recent revision to GL3 2...

... Recent Update of the Guideline on Anti-Money Laundering and Counter-Terrorist Financing Recent Update of the Guideline on Anti-Money Laundering and Counter-Terrorist Financing Joseph Lee, Manager Raven Chan, Manager Market Conduct Division 21 October 2019 Purposes of recent revision to GL3 2...

... Recent Update of the Guideline on Anti-Money Laundering and Counter-Terrorist Financing Recent Update of the Guideline on Anti-Money Laundering and Counter-Terrorist Financing Joseph Lee, Manager Raven Chan, Manager Market Conduct Division 21 October 2019 Purposes of recent revision to GL3 2...

... protection needs and compare the coverage and exclusions of different plans before taking out a medical insurance policy. Please refer to the section Tips on applying for insurance on this webpage for more information.   Case 2: Non-disclosure of material facts...