...  September  2010,  a  specific  prohibition  on  licensed  or  registered  persons  offering  any  gift  other  than  a  discount  of  fees  or  charges when  promoting  a  specific  investment product.  1.3.  The Hong Kong Monetary Authority  (“HKMA”),  through  its  circulars dated 13  July 2009  and  14...

...淨額比率與 2019的數字相若，維持在 23.5%。平均虧損淨額比 率及平均管理開支比率則分別由 2019年的 72.3%及 18.8%下跌至 2020年的 68.0%及 16.6%， 令平均承保利潤率由 2019 年的負 14.6%改善至 2020 年的負 8.1%。 2020 年的虧損淨額比率的分散程度收窄，其中虧損淨額比率的第三四分位數由 2019 年的 90.2%下降至 83.3%。大部分第二四分位數以上的保險公司的虧損淨額比率均有所改善或持 平，只有少數保險公司的虧損淨額比率因為準備金增加而上升。 如同直接僱員補償業務的措施，保監局將會繼續與業界合作，促進汽車保險市場的可持續 發展...

... the following classes of reinsurance business in or from Hong Kong : (Classes as set out in Parts 2 and 3 of Schedule 1.) 2. We further certify that the information supplied in support of this application is true and correct and that all estimates given are reasonable interpretations of facts which...

... the following classes of reinsurance business in or from Hong Kong : (Classes as set out in Parts 2 and 3 of Schedule 1.) 2. We further certify that the information supplied in support of this application is true and correct and that all estimates given are reasonable interpretations of facts which...

... the following classes of reinsurance business in or from Hong Kong : (Classes as set out in Parts 2 and 3 of Schedule 1.) 2. We further certify that the information supplied in support of this application is true and correct and that all estimates given are reasonable interpretations of facts which...

... commission ratio of 23.5% in 2020 was on a par with 2019, both the average net loss ratio and management expense ratio reduced from 72.3% and 18.8% in 2019 to 68.0% and 16.6% in 2020 respectively, resulting in an improved average underwriting margin from -14.6% in 2019 to -8.1% in 2020. The net loss ratio...

... downloaded from the link “XML Schema for application”. A sample XML file “Sample XML for application” is also available as reference. For the input of insurance qualification, please refer to the specific code provided in the “Code Table for Insurance Qualification”. 32 (3) From the Type of bulk transaction...

... suitability assessment for their own products. Member Companies may accept FNA forms of insurance brokers and insurance agencies provided that such forms are in compliance with the requirements of this circular. 3) Neither Member Companies nor customers can opt out of the FNA. A customer must respond to all...

... ........................................................................................................................ 3 1.1 Users of the Insurance Intermediaries Connect.................................................................... 3 2. Setting up an Individual Account ....................................................................................... 4 2.1 Step 1 - Submission of Application Form for...