... smaller issues, which individually may not justify a pecuniary penalty, but which do so when taken collectively; (x) whether the conduct is or was part of a more serious misconduct; (xi) in case of a responsible officer of a firm (i.e. a sole proprietor, partnership or company), or a person involved in...

... smaller issues, which individually may not justify a pecuniary penalty, but which do so when taken collectively; (x) whether the conduct is or was part of a more serious misconduct; (xi) in case of a responsible officer of a firm (i.e. a sole proprietor, partnership or company), or a person involved in...

... smaller issues, which individually may not justify a pecuniary penalty, but which do so when taken collectively; (x) whether the conduct is or was part of a more serious misconduct; (xi) in case of a responsible officer of a firm (i.e. a sole proprietor, partnership or company), or a person involved in...

... smaller issues, which individually may not justify a pecuniary penalty, but which do so when taken collectively; (x) whether the conduct is or was part of a more serious misconduct; (xi) in case of a responsible officer of a firm (i.e. a sole proprietor, partnership or company), or a person involved in...

... suitability of the premium payment term. For instance, a policy maturing in 40 years with prolonged redemption penalties would unlikely be appropriate for a 60-year-old client. (b) Regular premium – It is also necessary to ascertain the client’s ability to pay continuously throughout the policy payment term....

... Premiums Premiums Commissions Paid Paid Incurred Risks Expenses Profit/(Loss) Payable Adjustment 一般保險業務 General Insurance Business 財政年度 Year End 終結日期 Financial 表 G19 個別保險公司的統計數字： 承保業績 Table G19 Individual Insurers' Statistics： Underwriting Results 中國交銀保險 China BOCOM 31-12-18 168,517 40,407 35,718 8,104 92...

... Light Buses (Green) 綜合 Comprehensive 人身傷害 Bodily Injury 3,277 5,562 886 208 0 81 0 0 0 0 0 0 0 非人身傷害 Non Bodily Injury 1,323 741 316 50 0 0 0 0 0 0 0 0 0 第三者 Third Party 人身傷害 Bodily Injury 42,399 46,786 40,152 21,236 4,873 1,180 782 0 419 0 0 0 0 非人身傷害 Non Bodily Injury 13,456 9,430 8,799 4,539 1,059 96...

... bancassurance developments in Hong Kong. Distribution Channel On the life insurance front, in addition to developing traditional branch channels, bancassurers should explore alternative means to reach customers. Banks are experiencing a fall in branch patronage. It is estimated that about 40% of bank customers...

... bancassurance developments in Hong Kong. Distribution Channel On the life insurance front, in addition to developing traditional branch channels, bancassurers should explore alternative means to reach customers. Banks are experiencing a fall in branch patronage. It is estimated that about 40% of bank customers...