... is conducive to protection of policy holders and the healthy development of the insurance market.” “There is still a substantial and sustainable role for SROs to play in our common mission to promote Hong Kong as a global risk management centre and a regional insurance hub. We...

... particular whether inflation protector option would be considered a top up. A 2. Top ups include any addition in sum assured / protection level / additional investment but exclude any prepayment, increase of account value due to policy bonuses, dividends or coupons. Indexation option, which usually takes the...

... IA_brochure_Eng_artwork_A5 New Regulatory Regime for Insurance Intermediaries Enhance protection of policy holders’ interests What Insuran ce Intermediarie s Need to Know About the New Regim e www.ia.org.hk Types of Licensed Insurance Intermediaries Upon commencement of new regulatory regime for...

... IA_brochure_Eng_artwork_A5 New Regulatory Regime for Insurance Intermediaries Enhance protection of policy holders’ interests What Insuran ce Intermediarie s Need to Know About the New Regim e www.ia.org.hk Types of Licensed Insurance Intermediaries Upon commencement of new regulatory regime for...

... approached for replacing your life insurance policies. 3 Dos 1. Ask yourself the following questions before making a decision for replacing your existing life insurance policy:  Why are you asked to replace your existing policy? Is it solely for your own benefits?  Will the protection be continuous without...