... policy? We are not talking speculative on-line day trading activities. We are talking about insurance protection against risks. And it is too late to regret you haven’t got the adequate insurance cover after something untoward has happened. In handling claims, insurers sometimes - 5 - compensate the...

... is conducive to protection of policy holders and the healthy development of the insurance market.” “There is still a substantial and sustainable role for SROs to play in our common mission to promote Hong Kong as a global risk management centre and a regional insurance hub. We...

... particular whether inflation protector option would be considered a top up. A 2. Top ups include any addition in sum assured / protection level / additional investment but exclude any prepayment, increase of account value due to policy bonuses, dividends or coupons. Indexation option, which usually takes the...

... IA_brochure_Eng_artwork_A5 New Regulatory Regime for Insurance Intermediaries Enhance protection of policy holders’ interests What Insuran ce Intermediarie s Need to Know About the New Regim e www.ia.org.hk Types of Licensed Insurance Intermediaries Upon commencement of new regulatory regime for...

... IA_brochure_Eng_artwork_A5 New Regulatory Regime for Insurance Intermediaries Enhance protection of policy holders’ interests What Insuran ce Intermediarie s Need to Know About the New Regim e www.ia.org.hk Types of Licensed Insurance Intermediaries Upon commencement of new regulatory regime for...

... approached for replacing your life insurance policies. 3 Dos 1. Ask yourself the following questions before making a decision for replacing your existing life insurance policy:  Why are you asked to replace your existing policy? Is it solely for your own benefits?  Will the protection be continuous without...