... authorities and/or law enforcement agencies during the investigation of the contravention; and (iv) the likelihood that the insurance institution will commit the same type of contravention in the future if no or a lighter penalty is imposed. (c) The previous disciplinary record and compliance history of the...

... That means the validity of the existing policy is incontestable unless there is fraud or non-payment of premiums.  Is the type of the new policy the same as your existing one? If you intend to replace a traditional life insurance policy with an investment-linked life insurance policy (these two types...

...,510 - - - - - - - - - - - - - - 327,925 297,356 2,432 2,260 105,895 79,837 77,269 60,477 - - - - 1,844,905 1,412,775 - - - - 24,947 21,507 3,253 3,236 32,494 25,833 70,111 65,149 148,395 130,975 - - - - 21,364 21,274 3,674 3,674 26,761 24,856 75,577 73,145 142,755 137,105 - - - - 146,279 134,298...

... insurer should include in its ORSA Report a description of the impact of each scenario including commentary on the results and, where appropriate, a breakdown of the movements in capital (e.g. by asset/liability type) and PCR (e.g. by PCR risk type).  Management actions – A general business insurer...

..., where appropriate, a breakdown of the movements in capital (e.g. by asset/liability type) and PCR (e.g. by PCR risk type).  Management actions – A general business insurer should include in its ORSA Report a description of the management actions, including the order, timing and the impact of the...

..., where appropriate, a breakdown of the movements in capital (e.g. by asset/liability type) and PCR (e.g. by PCR risk type).  Management actions – A general business insurer should include in its ORSA Report a description of the management actions, including the order, timing and the impact of the...

... licensees’ understanding of the course contents. The pass mark of the assessment is 70%. • CPD hours can be granted at the rate of one CPD hour for every 3 hours of participation in any one such tailor-made course, provided the licensees have completed the relevant course and passed the end-of-course...

... found from the Hospital Authority’s reference price list of private services that the fee for a colonoscopy typically ranges from HK$12,750 to HK$19,350. Given that the insurer’s adjusted settlement for the surgeon’s fee was 70% higher than the Hospital Authority’s highest...

... plans. If it is a family trip, you can consider purchasing a family protection plan, but you should pay attention to whether the age of the elderly parents is over the upper age limit for coverage of the plan (e.g. aged 70 or 75), as well as the upper age limit for the accompanying children (normally...

... should consider it? Young people wi th l imi ted financial means; individuals who have high protection needs for a period of time or who are looking solely for protection and have other financial plans Individuals in a strong financial s i t ua t i on w ho wa n t b o t h protection and long-term savings...