... their clients to replace their existing policies with those issued by another insurer by misrepresentation, fraudulent or unethical means). Representation of Information – refers to complaints relating to the presentation of an insurance product’s features, policy terms and conditions, premium payment...

...% compared to 68.5% in 2017. The premium growth was mainly driven by the growth in General Liability business followed by Accident & Health business, which reported increments of 22.3% and 9.2% respectively. Other business lines delivered growth between 1.3% and 8.4%. The overall underwriting performance...

... technology (IT) infrastructure, determination of the measurement models (such as general model, premium allocation model, or variable fee model), data storage and management, reporting & disclosure requirements, lack of actuarial support, etc. Optional – you may also supplement the proposed solutions...

..., conflict or breach of conduct. Handling Client’s Premiums 4.3 In case where client pays premium through Member, Member should ensure that client’s premium is adequately safeguarded and is properly and promptly accounted for at all times. Disbursement payable to any insurer(s) should be settled in a timely...

... individual business. Similar to the statistics for the first three quarters of 2017, about 95% of the policies issued to Mainland visitors were medical or protective in nature, such as critical illness, medical, whole life, term life and annuity products. In terms of premium payment pattern, about...

... life and annuity products. In terms of premium payment pattern, about 99% of the policies were paid at regular intervals, i.e. non-single premiums. General business In the first quarter of 2018, gross and net premiums of general insurance business recorded an increase of 11.1% to...

... reference only. For the coverage, exclusions, benefit limit and premium levels of a specific insurance plan, please refer to the relevant policy terms. ...

... Facts 2.1.1 Material Facts and Risk Assessment 2.1.2 Physical Hazards and Moral Hazards 2.1.3 Proposal Forms 2.1.4 Methods of Obtaining Material Facts 2.2 Underwriting Procedures 2.2.1 Quotations 2.2.2 Proposal Forms 2.2.3 Issue of Cover Notes, Policies and Certificates of Insurance 2.2.4 Premium 2.2.5...

... and Certificates of Insurance 2.2.4 Premium 2.2.5 Levies on Premiums 2.3 Policy Wording, Terms and Conditions 2.3.1 Policy Forms and Policy Schedules 2.3.2 Common Policy Exceptions and Conditions 2.3.3 Use of Excesses, Deductibles and Franchises 2.3.4 Warranties, Conditions and Representations 2.3.5...

... Procedures 2.2.1 Quotations 2.2.2 Proposal Forms 2.2.3 Issue of Cover Notes, Policies and Certificates of Insurance 2.2.4 Premium 2.2.5 Levies on Premiums 2.3 Policy Wording, Terms and Conditions 2.3.1 Policy Forms and Policy Schedules 2.3.2 Common Policy Exceptions and Conditions 2.3.3 Use of Excesses...