... the “cooling-o� period” and obtain a full refund of the insurance premium paid (less a market value adjustment where applicable). The “cooling-o� period” is 21 days after the delivery of the policy or issue of a notice to the policy holder or the policy holder’s representative, whichever is the...

... and experience of deciding the full range of disciplinary cases likely to come before the IA’s disciplinary panels. Members of the DPP are appointed by the IA for a renewable term of three years from October 2020 to September 2023. The membership list of the DPP is available on the IA website: https...

... the “cooling-o� period” and obtain a full refund of the insurance premium paid (less a market value adjustment where applicable). The “cooling-o� period” is 21 days after the delivery of the policy or issue of a notice to the policy holder or the policy holder’s representative, whichever is the...

... unaware of when you applied for the insurance coverage. All Certified Plans provide partial coverage for unknown pre-existing conditions in the second and third year after policy inception, at 25% and 50% respectively. Full coverage (i.e. 100%) is provided from the fourth year onwards. Furthermore, VHIS...

... merit in limiting the increase in CPD hours for the Assessment Period 2021/2022, to 12 CPD hours (instead of 15). This would afford a more graduated approach, moving the full increase to 15 CPD hours to the next CPD assessment period (1 August 2022 to 31 July 2023). Accordingly, the following changes...

... holders or potential policy holders (albeit the IA will always take account of the full context, facts and impact of any matter before it in this respect). 3. Scope of Application 3.1 This Guideline applies to all authorized insurers carrying on long term business in respect of long term business, who are...

... holders or potential policy holders (albeit the IA will always take account of the full context, facts and impact of any matter before it in this respect). 3. Scope of Application 3.1 This Guideline applies to all authorized insurers carrying on long term business in respect of long term business, who are...