... SUCH ELEMENTS UNDER SPECIFIED SCENARIOS. IN NO WAY IT SHOULD AFFECT THE TERMS AND CONDITIONS STATED IN THE POLICY DOCUMENT. [B] Proposal Summary for ABC product 1. Name of Life Insured: Age : Sex : [C] Smoker / Non Smoker 2. Benefit Summary [D] Policy Currency: Benefit Description [E] [Initial] Sum...

... vehicle insurance. It will be readily understood that there are very considerable differences in the underwriting of taxis, buses, privately owned small and heavy goods vehicles and a host of other specialized vehicles. Some considerations may be mentioned, however, by way of example: (i) Liability limits...

... during the Cooling-off Period (please refer to section 4.13.4 for details); and (d) The policy is designed in such a way that the policyholder is contractually bound to bear partly or wholly the risk of the investments to which the benefits are linked. In other parts of the world, investment-linked...

... adjustment is applied to single premium non-linked policies for refund of premium during the Cooling-off Period (please refer to section 4.13.4 for details); and (d) The policy is designed in such a way that the policyholder is contractually bound to bear partly or wholly the risk of the investments to which...

... allows an II to allocate its resources more effectively and apply preventive measures that are commensurate with the nature and level of risks, in order to focus its AML/CFT efforts in the most effective way. Therefore, an II should adopt an RBA in the design and implementation of its AML/CFT policies...

... allows an II to allocate its resources more effectively and apply preventive measures that are commensurate with the nature and level of risks, in order to focus its AML/CFT efforts in the most effective way. Therefore, an II should adopt an RBA in the design and implementation of its AML/CFT policies...

... allows an II to allocate its resources more effectively and apply preventive measures that are commensurate with the nature and level of risks, in order to focus its AML/CFT efforts in the most effective way. Therefore, an II should adopt an RBA in the design and implementation of its AML/CFT policies...

... allows an II to allocate its resources more effectively and apply preventive measures that are commensurate with the nature and level of risks, in order to focus its AML/CFT efforts in the most effective way. Therefore, an II should adopt an RBA in the design and implementation of its AML/CFT policies...

... of the location, it should consider seeking clarification with and making a report to the JFIU. 15 Chapter 3 – RISK-BASED APPROACH Introduction 3.1 The risk-based approach to CDD and ongoing monitoring (RBA) is recognized as an effective way to combat ML/TF. The general principle of an RBA is that...

... increasing emphasis on fair treatment of customers. ICP 19.2.4 stipulates that fair treatment of customers encompasses: (a) developing and marketing products in a way that pays due regard to the interests of customers; (b) providing customers with clear information before, during and after the point of sale...