..., it should not assume an unreasonably high level of early voluntary terminations in which the member clearly loses a valuable guarantee by exercising the option; and (d) the way in which the guarantor expects to exercise any available options in the event of the specific situation projected in each...

... ions were rece i ved f rom industry bodies, professional bodies and other in terested par t ies . The Insurance Authori ty has given due considerat ion to each submission. I n d u s t r y b o d i e s w i l l b e f u r t h e r consulted on the way forward. The Insu rance Au tho r i t y w i l l cont inue...

... application process for deemed licensees was outlined in our circular of 25 August 2020, but by way of brief recap applications by deemed licensees should be submitted as follows:  Individual insurance agents: Applications by deemed licensees who are individual insurance agents should be submitted via the IA...

... interpreted in a way that would override the provision of any law. The IA reserves the right to review and update this Circular from time to time. Unless otherwise specified, words and expressions in this Circular shall have the same meanings as given to them in the Guideline. (Q&A 31A, 32A to 32E and 34 were...

... Person will be informed of his/her/its right to make representations regarding the matters set out in the NPDA. These may be made by way of written or oral representations. It is important that the Regulated Person takes the opportunity to include all representations he/she/it wishes the Disciplinary...

... ions were rece i ved f rom industry bodies, professional bodies and other in terested par t ies . The Insurance Authori ty has given due considerat ion to each submission. I n d u s t r y b o d i e s w i l l b e f u r t h e r consulted on the way forward. The Insu rance Au tho r i t y w i l l cont inue...

... will be included in the NPDA. Representations by the Regulated Persons In the NPDA, the Regulated Persons will be informed of their right to make representations regarding the matters set out in the NPDA. These may be made by way of written or oral representations. It is important that the Regulated...

... will be included in the NPDA. Representations by the Regulated Persons In the NPDA, the Regulated Persons will be informed of their right to make representations regarding the matters set out in the NPDA. These may be made by way of written or oral representations. It is important that the Regulated...

... 主席的話 Chairman’s Message 第一章 保險業監管局 Chapter 1 About the Insurance Authority 第二章 機構管治 Chapter 2 Corporate Governance 第三章 2016-17年度主要工作 Chapter 3 Major Initiatives in 2016-17 第四章 展望 Chapter 4 Outlook 報告及財務報表 Reports and Financial Statements 附錄 Appendices 2 6 10 14 20 24 44 目錄 Contents 2 保險業監管局 Insuran...

... 主席的話 Chairman’s Message 第一章 保險業監管局 Chapter 1 About the Insurance Authority 第二章 機構管治 Chapter 2 Corporate Governance 第三章 2016-17年度主要工作 Chapter 3 Major Initiatives in 2016-17 第四章 展望 Chapter 4 Outlook 報告及財務報表 Reports and Financial Statements 附錄 Appendices 2 6 10 14 20 24 44 目錄 Contents 2 保險業監管局 Insuran...