... guidance on certain matters regarding section 121 of the Insurance Ordinance, (Cap. 41) (“the Ordinance”). It is not intended to be a comprehensive guide and does not constitute legal advice. It does not have the force of law and should not be interpreted in a way that would override the provision of any...

... guidance on certain matters regarding section 121 of the Insurance Ordinance, (Cap. 41) (“the Ordinance”). It is not intended to be a comprehensive guide and does not constitute legal advice. It does not have the force of law and should not be interpreted in a way that would override the provision of any...

... insurance policies applied for and taken out by a policyholder. Insurers should review the criteria setting with the view to tightening the specification threshold of obtaining income/assets proof and should implement it on a per person basis as a more effective way to ascertain total risks involved. c...

... SUCH ELEMENTS UNDER SPECIFIED SCENARIOS. IN NO WAY IT SHOULD AFFECT THE TERMS AND CONDITIONS STATED IN THE POLICY DOCUMENT. [B] Proposal Summary for ABC product 1. Name of Life Insured: Age : Sex : [C] Smoker / Non Smoker 2. Benefit Summary [D] Policy Currency: Benefit Description [E] [Initial] Sum...

... vehicle insurance. It will be readily understood that there are very considerable differences in the underwriting of taxis, buses, privately owned small and heavy goods vehicles and a host of other specialized vehicles. Some considerations may be mentioned, however, by way of example: (i) Liability limits...

... during the Cooling-off Period (please refer to section 4.13.4 for details); and (d) The policy is designed in such a way that the policyholder is contractually bound to bear partly or wholly the risk of the investments to which the benefits are linked. In other parts of the world, investment-linked...

... adjustment is applied to single premium non-linked policies for refund of premium during the Cooling-off Period (please refer to section 4.13.4 for details); and (d) The policy is designed in such a way that the policyholder is contractually bound to bear partly or wholly the risk of the investments to which...

... allows an II to allocate its resources more effectively and apply preventive measures that are commensurate with the nature and level of risks, in order to focus its AML/CFT efforts in the most effective way. Therefore, an II should adopt an RBA in the design and implementation of its AML/CFT policies...

... allows an II to allocate its resources more effectively and apply preventive measures that are commensurate with the nature and level of risks, in order to focus its AML/CFT efforts in the most effective way. Therefore, an II should adopt an RBA in the design and implementation of its AML/CFT policies...

... allows an II to allocate its resources more effectively and apply preventive measures that are commensurate with the nature and level of risks, in order to focus its AML/CFT efforts in the most effective way. Therefore, an II should adopt an RBA in the design and implementation of its AML/CFT policies...