...: Bloomberg; CEIC Market Dynamics : Local 4 0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50% 0 10,000 20,000 30,000 40,000 50,000 60,000 New Business Derived from Mainland China Visitors MCV new business premium, HKD million Total New business premium, HKD million % Source: Insurance Authority 5 Thematic Sitelet...

... 31-12-19 - - - - - - - - - - - - 92 - 1 108,838 - 21,491 其士 Chevalier 31-3-19 15 - 231 55 269 8,287 - - - - - 8 3 - 90 25,064 - 4,706 中國交銀保險 China BOCOM 31-12-19 1,070 - 717 228 - 848 - - - 31 - 233 2 - 50 8,489 - 4,787 招商局 China Merchants 31-12-19 24,290 - 10,780 10,001 - 31,347 - - - 1,848 - 4,989 841...

... 115,008 意外及疾病 (非醫療) Accident & Sickness (Non-medical) 0 25,511 非意外及疾病 Other than Accident & Sickness 21,615 5,810,657 3,142 38,597 (II) 年金 (II) Annuities 1,217 30,726 73,193 1,461,458 1,081,102 3,076,438 類別 A 總額 Total of Class A 8,152 259,695 19,834,443 97,765,617 13,333,929 20,956,711 B 婚姻及出生...

... 2,060.9 11.3 170.6 15,764.3 增加/(減少) Increase/(Decrease) 398.9 (324.7) 1.7 27.1 11.1 101.5 90.2 91.8 0.3 13.3 411.2 未過期風險 UNEXPIRED RISKS 截至2018年底的未過期風險 Unexpired Risks at the end of 2018 18.9 120.2 0.0 18.3 7.0 32.0 374.8 47.7 1.5 13.6 634.0 截至2017年底的未過期風險 Unexpired Risks at the end of 2017 14.9...

... Hong Kong Insurance Business Statistics 2018 未決申索準備金 Outstanding Claims Provision 2015 2016 2017 2018 2019 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 2,729.9 2,862.8 3,123.8 2,619.7 2,749.2 5,032.3 5,190.8 5,559.7 5,820.5 6,410.6 12.1 9.7 28.8 26.1 58.6 2,559.1 1,929.1 1,785.9 2,133.6 2,235.8 744.4 709.0...

...,673 191,926 937,406 12,200.0 20,692.2 56,448.9 38,069.6 53,802.2 322,637.3 191,896 201,805 202,481 1,376.8 1,542.1 1,608.0 4,067.4 4,225.6 4,171.7 4 4 4 - - - 1.0 1.1 1.6 - - - - - - - - - 總數 Total 343,573 393,735 1,139,891 13,576.8 22,234.3 58,056.9 42,138.0 58,028.9 326,810.6 2017 2018 2019 2017...

...,389 72,880 - - - - - - 65,462 38 172,898 192 - 1,560 - - - - - - 138,170 - 123,870 - - - 7,402 - 15,269 23,482 - 33,517 - - - - - - 17,436 7,711 138,850 33 - 75 4,817 - 40,585 3,810 389 875 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 8,193 4,493 80,481 11 - 7...

... Management Expenses Underwriting Profit/(Loss) 10,296,942 8,340,451 7,144,093 1,191,752 778,817 5,408,556 4,220,407 4,775,131 9,319 1,107,743 473,083 3,655,987 3,148,488 2,678,589 1,125,060 971,400 1,566,913 1,273,774 1,667,788 494 305,943 (267,036) 70,680 6,684 11,757 9,832 3,552 118,015 26,536 31,740 0 2...

... (781) 100 (2,985) 10 0 8 19,003 86,105 89,391 56,463 39,349 25,332 7,694 740 2,386 11 476 2,097 0 9 45,172 195,530 208,768 143,160 102,268 50,751 18,300 3,844 147 1,206 1,698 25 (99) 10 1,762 3,609 4,643 3,293 1,939 2,079 45 3 0 7 0 0 0 總額 Grand Total 209,198 899,395 1,014,552 787,041 622,586 312,628...

... 2018 年 12 月 31 日期間的保險公司。 2 圖 1 毛保費收入增幅 圖 2 一般保險業務的整體表現 虧損淨額比率 — 已承付申索淨額及未逾期風險調整的總額佔滿期保費的百分比 須付的佣金淨額比率 — 須付的佣金淨額佔滿期保費的百分比 管理開支比率 — 管理開支佔滿期保費的百分比 合計比率 — 虧損淨額比率、須付的佣金淨額比率及管理開支比率的總額 +4.1% +8.0% +0.3% +3.6% +6.4% +5.2% -2.0% -4.9% +13.8% +20.9% 0 5,000 10,000 15,000 20,000 25,000 30,000 35,000 40,000 45,000...