... individual business. Similar to the statistics for the first three quarters of 2017, about 95% of the policies issued to Mainland visitors were medical or protective in nature, such as critical illness, medical, whole life, term life and annuity products. In terms of premium payment pattern, about...

... life and annuity products. In terms of premium payment pattern, about 99% of the policies were paid at regular intervals, i.e. non-single premiums. General business In the first quarter of 2018, gross and net premiums of general insurance business recorded an increase of 11.1% to...

... reference only. For the coverage, exclusions, benefit limit and premium levels of a specific insurance plan, please refer to the relevant policy terms. ...

... Facts 2.1.1 Material Facts and Risk Assessment 2.1.2 Physical Hazards and Moral Hazards 2.1.3 Proposal Forms 2.1.4 Methods of Obtaining Material Facts 2.2 Underwriting Procedures 2.2.1 Quotations 2.2.2 Proposal Forms 2.2.3 Issue of Cover Notes, Policies and Certificates of Insurance 2.2.4 Premium 2.2.5...

... and Certificates of Insurance 2.2.4 Premium 2.2.5 Levies on Premiums 2.3 Policy Wording, Terms and Conditions 2.3.1 Policy Forms and Policy Schedules 2.3.2 Common Policy Exceptions and Conditions 2.3.3 Use of Excesses, Deductibles and Franchises 2.3.4 Warranties, Conditions and Representations 2.3.5...

... Procedures 2.2.1 Quotations 2.2.2 Proposal Forms 2.2.3 Issue of Cover Notes, Policies and Certificates of Insurance 2.2.4 Premium 2.2.5 Levies on Premiums 2.3 Policy Wording, Terms and Conditions 2.3.1 Policy Forms and Policy Schedules 2.3.2 Common Policy Exceptions and Conditions 2.3.3 Use of Excesses...

... a policy premium with subsequent request to refund the surplus to 3rd party Suspicious Transaction Indicators for Insurance Sector ©Hong Kong Police Force香港警務處版權所有 ©Ho ng K ong Poli ce Fo rce For Trai ning Pur pose s On ly 香港 警務 處版 權所 有 只用 作培 訓用 途 Joint Financial Intelligence Unit Means of Payment...

... a policy premium with subsequent request to refund the surplus to 3rd party Suspicious Transaction Indicators for Insurance Sector ©Hong Kong Police Force香港警務處版權所有 ©Ho ng K ong Poli ce Fo rce For Trai ning Pur pose s On ly 香港 警務 處版 權所 有 只用 作培 訓用 途 Joint Financial Intelligence Unit Means of Payment...

... a policy premium with subsequent request to refund the surplus to 3rd party Suspicious Transaction Indicators for Insurance Sector ©Hong Kong Police Force香港警務處版權所有 ©Ho ng K ong Poli ce Fo rce For Trai ning Pur pose s On ly 香港 警務 處版 權所 有 只用 作培 訓用 途 Joint Financial Intelligence Unit Means of Payment...

... Fo rc e fo r Tr ai ni ng P ur po se O nl y 香 港 警 務 處 版 權 所 有 只 作 培 訓 用 途 ©Hong Kong Police Force香港警務處版權所有 PEP or senior political figure related Inconsistent with customer’s economic profile Pay premium of an insurance policy in large amount of cash Red Flags Red Flags –– Insurance SectorInsurance...