..., if we assume all the borrowing cost would be paid upfront and at the point of buying the policy, the principal amount will then increase from $1 million to $1.3 million, and the “annual average rate of return” will drop to 7.7% ($300,000 ÷ $1.3 million ÷ 3 years...

...) decreased from 10% in 2017 to 2.3% last year. The drop was mainly driven by the slowdown in the life insurance markets in China and South Korea, which together made up 40% of the total regional premium pool. Quoting from Capgemini, wealth of high net worth individuals in the Asia-Pacific region decreased by...

...) decreased from 10% in 2017 to 2.3% last year. The drop was mainly driven by the slowdown in the life insurance markets in China and South Korea, which together made up 40% of the total regional premium pool. Quoting from Capgemini, wealth of high net worth individuals in the Asia-Pacific region decreased by...

...) decreased from 10% in 2017 to 2.3% last year. The drop was mainly driven by the slowdown in the life insurance markets in China and South Korea, which together made up 40% of the total regional premium pool. Quoting from Capgemini, wealth of high net worth individuals in the Asia-Pacific region decreased by...

... underlying fund of the investment choice, which may therefore result in a drop in the unit price of that investment choice. (8) Premium Holiday: Please check with your licensed insurance intermediary and the product documents whether and under what specific conditions a premium holiday (during which premium...

... underlying fund of the investment choice, which may therefore result in a drop in the unit price of that investment choice. (8) Premium Holiday: Please check with your licensed insurance intermediary and the product documents whether and under what specific conditions a premium holiday (during which premium...

... or even be lower than the total premiums paid. In some extreme cases, the account value may drop to zero. Remember to evaluate your risk- tolerance level before choosing an investment option. Check the fees and charges An ILAS involves different fees and charges, such as the cost of insurance...

... value at the time of death. Who should consider it? Young people wi th l imi ted financial means; individuals who have high protection needs for a period of time or who are looking solely for protection and have other financial plans Individuals in a strong financial s i t ua t i on w ho wa n t b o t h...

... business recorded a slight drop in GWP. Improvement in overall underwriting performance mainly stemmed from Property Damage business, of which the underwriting profit increased from HK$199 million in 2018 to HK$823 million in 2019. All business lines, with the exception of Motor Vehicle, Ships, General...